A partnership with someone like groupon/vouchercloud/ to get deals if you activate geo location (with geo fencing or something) directly when you Pay
Purchase loans, if you have already paid for something have the option to turn it into a credit purchase by asking a small loan and pay it in parts (Exaplanation: pay it in full but then decide you need the money so you choose to pay it in 3/6/9/12 months, get the cash back and the transaction turns into a credit purchase
Those are my two cool ideas, I’ve got more if you want
Cheers
AF