Spread unexpected purchases over a budgeting category for set duration

[joedmitchell (Joe)]

This is giving me De Ja Vu!

See here for an explanation of why what you’re suggesting is actually a loan even if it doesn’t seem like it at the moment:

Smoothing of annual payments into monthly amounts

It is very common for subscription based services to offer discount such as 1 month for free if the entire year is paid up in full in one go. That is cool and we all love to save, but it often buggers up budgets as the entire payment comes out from one months budget, which would not be the case if paying monthly and prices for services are usually considered to be charged per month. So… I was wondering if it was possible to support some type of smoothing of these types (or any type) of payments…