Received my card and very pleased so far. When you become a licensed bank and offer savings etc I wanted to raise the following.
Option of an end of month sweep to savings account. ie when you want (normally when your new pay cheque comes in) it would be good if there was a simple sweep button that allows ppl to save any remaining cash in their account so that you start each month with the exact same opening balance.
ie on 30th you have £54 in your account and the following day your salary pays in 1000 - your account would automotically sweep £54 to a savings assount / isa.
2 Round up
round up any items to nearest 50 pence or 1 pound and again save - ie if you buy an item for £1.73 your account will be charged £2.00 - with 27 pence going to your savings…