“very early” designs shared 10 months ago though - yes I appreciate you have converted 360000 over to a different system and all the hard work that that entails , it just feels like “everything” is… …still …coming … soon …I thought the speed of iteration of “challenger banks” was meant to put legacy banking and their speed of adoption of new features , going through their procedures for acceptance , different departmental responsibilities, risks etc etc etc into the shade 
- maybe 10 months from initial public showing to implementation …sooon … is quick
https://community.monzo.com/t/breakdown/9589?u=iansilversides