Well when I remove it from the pot itās because I paid the rent, so it would go into bills spending - unless i misunderstood what you meant?
I like the new spending summary but I think it takes too much influence from āone-offā purchases otherwise Iām a bit confused about how it deems that I will ārun out of moneyā.
For example, last pay-day I transferred a large sum into my Monzo account and used that money to then pay off a holiday Iād been saving up for. Has this somehow affected itās predictions?
Not to get in too much detail but I have 17 days left until my next payday and I have by my standards a large amount of money in my account.
Going off the previous month, Iām well under my average daily spend so shouldnāt it be predicting that Iām in good shape?
Iād suggest you use eating out and focus on adding more important categories (i.e. an income category) that are missing from the list.
No reason to not do both 
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Hey Jeremy,
Out of interest, how would you use the Income category within Summary?
Right now we separate out inbound transfers and salary payments into Income section.
Would use to separate what actually is an income payment and what isnāt. Currently you would have to clarify under an expense category which skews that categoryās actual expenditure, doesnāt it?
Iām not sure if this has been said before, but I keep getting notifications that I have passed my spending limit for the entire month on every purchase, when I have switched on Monzo Labs and I am still within budget. Is this a problem or have I done something wrong in the app?
So I can now see upcoming direct debits under ācommitted spendingā. Thanks muchly @Jami and team! 
I have four with precise values (due āTodayā) but nothing on anything for later in the money.
Thoughts:
- I was confused to see these transactions labelled as coming out today. I thought that direct debits came out on the early hours - should this say tomorrow?
- I didnāt expect to see direct debits for later in the month in the list (itās my first month of DDs through Monzo so previous values / frequency would be unknown) but I wonder if these would be expected to be there in the future (with estimated values)?
- I find the light grey / black distinction for paid / unpaid commitments slightly unclear.
- I keep trying to tap on the light grey transactions for more detail (e.g. An explanatory note that the transaction values have been received from the merchant but not yet processed; the estimated payment date and time, the usual previous transactions etc)
- I found myself wanting to total up the commitments that Iāve already paid and, separately, how much is about to go out. Thereās no easy way to do that. If you could total both sets of transactions (and then sum both) within the Committed Spend breakdown screen, thatād make me happy.
- I still donāt really trust the dial, so Iām looking at the bits down the bottom (primarily committed spend). But when I have more confidence in it, I think itāll be a useful at-a-glance tool.
Just as an aside, Iām impressed with how quickly and openly youāre iterating this. Keep up the good work! 
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Think it will be Tuesday before the money gets taken with the weekend and bank holiday in the way.
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Hey Scott,
Youāve not done anything wrong, those notifications are still looking at your old Targets from Spending V1 - if you opt-out of summary you can disable the targets, if it helps. Next week weāll roll out targets for Summary, so youāll be able to edit them there. Hope this helps!
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I can see only 1 of my DDs under Committed Spending but its also not showing the prettified Name/Logo.
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Hey Direct Debits arenāt fully integrated yet, you might see some WIP - but for now DDs will count under Spending once they happen.
Think this has been mentioned before a few times, but I think it would be good to be able to get more information about the dial. eg you tap it to open a new window that breaks down how it working
Eg
total balance at beginning of month =
committed expenditure for month =
Usable money in account for month =
You have spent X so far this month
money remaining for month =
Therefore you have X to spend per day if you dont want to go overdrawn.
Above has not had a lot of thought! but hopefully you get the idea. The problem it would solve is for all those people that either dont understand it, or dont understand why it is how it is, or just want to understand how it works.
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Amazing thanks Jami
A question answered 9 hours before I ask it makes for an easy conversation, thanks!
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Thereās something I donāt like about the line āIt looks like you will run out of moneyā. It feels a little, presumptuous. Maybe swapping the word āwillā for āmayā will succumb my petty annoyance. 
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Ive taken it as a challenge to prove it wrong. No donut is going to tell me what to do 
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Not sure if this has been mentioned. I would prefer to not see the other categories which arenāt in use. Currently they are greyed out, but think it would be more aesthetically appealing without them!
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New to Monzo as of about 2 weeks, but what got me into this was the ability to really track my spending.
Monthly tracking is great, but as I get paid around the 26th of each month, Iād like the ability to be able to track from pay cheque-to-pay cheque without trackers resetting on the 1st of every month.
Itās a simple addition that is hopefully on its way! Iāve discussed with friends and this is the main feature keeping some of them away from joining, and others away from continuing to use Monzo!
hi
Have you signed up to (more like toggled to activate) Monzo Labs feature? It does exactly this
Still in test phase so isnāt perfect yet, but it will be