How should Monzo get paid for marketplace products?

Hi @philhewinson,

The lifetime revenue share model is interesting, but you absolutely need to get the same commission per product category, and it has to be a fixed amount and not a percentage. If not, your customers won’t be able to trust that the “best” deal that you are promoting to them is actually the best for them - it might be that you are getting a bigger commission. It can’t be a percentage because then the conflict of interest will be that you are incentivised to promote more expensive providers as this directly increases your income and thus profitability (a provider might end up excluded from even being part of the search by not being able to cut a partnership deal with Monzo so that they don’t appear as a cheaper option in the comparison).

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