Experian Boost (now also available for Monzo)

[Revels]

Have a read of the other thread linked above, but this is a good summary

Experian Open Banking

Except none of the things you mentioned actually see that number. A potential lender would just get the raw data (credit accounts opened, balances, defaults if any, etc) and then runs their own scoring algorithm to determine whether you’re eligible or not. I don’t even see how this “boost” thing would actually work in the above scenario. Their website suggests (all the way towards the end, surprisingly) that they will only share the data with “participating lenders” (of which I doubt there are…