At weekends so you can use monzo’s conversion rather than the loaded curve rate?
Also, I have a euro denominated debit card so I set it to euros in curve.
1 Like
I thought that the rate with curve would be the same as Monzo’s. The interbank rate?
And there’s a difference between the Curve rate and the Monzo/ Starling rate?
Gotcha (knew about Revolut - not Curve). So would I be better just using my Monzo card and not Curve for purchases during the week?
(Clearly I will for weekends for the reason you give).
Just to demonstrate that - if you look at rates for last Sunday USD/GBP:
Interbank -
1 USD = 0.764995 GBP
$1000 = £764.99
Mastercard -
1 USD = 0.768507 GBP
$1000 = £768.51
Difference - about £3.50 for every $1k.
If you add the 0.5% weekend fee on the interbank rate - you’re looking at about £3.80 in charges.
(Obviously will vary on day to day and currency, but…)
3 Likes
Plus the interbank rate is not always better than the MasterCard rate
1 Like
It is 90 per cent of the time though.
New users, if you use code PUL53 you can currently get the £50 card for free.
It’s a good time to join.
2 Likes
I tried using this code, but apparently it’s only for customers who participated in a marketing survey 
So you aren’t a new customer?
I created a new account, it accepted one of the £5 referral codes but not the one for the Curve Black card.
Yeah it’s only for new customers unfortunately. Like most bank switching offers I imagine they will check against address and details.
Awesome, thank you! That worked for the wallet thing and the black card
1 Like
You’re welcome. I didn’t know if it would work with the wallet option, I was waiting to see if my friend got the wallet or just the black card!
I reckon you may be able to blag your way with this if you’ve only had an account very recently… Worth having a chat with their CS maybe.?
I’m actually not keen on the black card, I don’t think it’s worth £50. The wallet however would be nice to have.
Can confirm the code worked for the black card and the wallet. Thought I’d jump on in this with that offer. Thanks @Anzo
1 Like
Do you have to select that you want the black card and then add the promo code?
I don’t think the above code works now as I’ve tried it on a alternative account and it’s doing nothing for me.