@Avishai Yes, the fact that the old app still works and that on both on iOS and Android the new Metro app was uploaded via a different developer account was a really poor choice in my opinion. A message in the old app would have been a great idea too to suggest users upgrade.
As for Barclays having a block card option in app, I don’t believe you can.
While Monzo are aiming for personal customers and not business accounts there are new entrants targeting the business market.
Tide, which we have mentioned before, aims at self-employed and small to medium sized ltd cos.
Coconut aims for the freelancer and contractor market.
Coconut was known since inception as Monizo, but when Mondo rebranded as Monzo they felt that caused confusion, and it forced them to rebrand as Coconut
Got a text the other day saying there was a new update to MetroBank app and to download it which was weird as normally iOS just does it, anyway noticed MB was in search rankings so downloaded it and well saw this little ‘borrow’ from Monzo.
yes I thought about that but couldn’t be bothered looking whether they are a “UK licenced bank” - I assume they would be - but why let facts get in the way
I think Starling are picking a very weird argument to try and win on here. It’s one I don’t think they even need to win. You can fight over the definition of a bank or an “Open API” but none of that really matters. If their API is good, they should compete on the technical and availability level (honestly, that should be achievable considering Monzo’s fairly basic API).
In my opinion, nobody gets any credit for having a banking API until I can sign myself up for an account (without needing to be personally invited) and start messing around in a playground with tokens and full documentation. I’ve grown tired of “Open APIs” that actually require special manual approval or being selected to attend a once-off hackathon in London to access.
In my opinion, their marketing is consistently misleading (leaving out caveats or taking advantage of semantics - as they have today) - Megan wasn’t able to explain the claim in her replies, although she tried - & I think it’s important that a bank is straightforward & trustworthy.
I get that they’re trying to create hype & this is marketing but if they (or Monzo) fall short of those standards, it’s worth calling them out…until you get blocked