I didn’t attend but someone posted the graphs in the thread and the video is available to watch too (i’m only part way through).
Sealing the deal - probably a hybrid/somewhere in between monzo/starling and the big 4.
The marketplace from anyone (challenger/legacy) just seems like a mis-selling investigation waiting to happen in some areas. (which is no doubt why monzo’s got a disclaimer about making your own decision). Taking commissions and showing deals that aren’t necessarily the best value. Especially when you could get whole of market and the cashback or incentive yourself outside of an integrated version. Doesn’t seem to me that ethical to promote this to customers dumb/ignorant enough not to check, nor business savvy to rely that people that wont - because plenty will go direct anyway!