My two cents : Whilst we, of course, take great efforts to use inclusive language, sometimes the logical term to use is the one that represents the greatest amount of people, or is representative of where the product is at this moment in time.
For the majority of people, and this is what the new Spending revamp addresses, the stuff that they need visibility over will include a monthly salary payment, and then an understanding of what bills will be coming out every month, and then visibility of what the remaining amount of money is.
There are all sorts of different use cases, but for Spending to work well (at least, right now in it’s initial version) it’s going to have to be based on things that, for most people, happen once a month. Once a month your salary comes in and once a month each of your bills comes out.
Income is a more fluid term. It can mean anything. You might have income every week. You might have income every day! You might have income at completely random intervals, especially if you’re a freelance worker. And these are things we aim to address over time, but they have a huge amount of variables.
So what I would say is - “salaries” isn’t intended to be an exclusive term, where we exclude people whose income isn’t strictly a salary. It’s purely intended to denote fairly predictable regularity, which is - for now - how we are creating the initial revamp of the Spending tab and to denote a general idea that someone is using Monzo as their “main” bank account.
Does that make sense? It may not be the best term, and if there’s a super obvious replacement word that we should already be using we’d love to know what it is
All my own opinions, of course - different folks in the company may have a different take, with different nuances etc.