I got the AMEX Blue Cashback shortly after it launched. 18 year old me wanted a futuristic looking card! Sadly uni me enjoyed the credit card life a bit too much on nights out! Thankfully, got my shit together and moved the balance to interest free cards and got it paid down over a few years. Did teach me a valuable lesson and I’ve never carried a balance since, but that card despite looking futuristic, cost me at the time.
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Spoke to them on the phone - helpful as ever (though an unusually long hold time). They said that moving from Nectar would mean a new application and credit check, which I could do without at the moment, so think I will just let it convert and take the free first year.
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Yep:
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I currently have the free BA card and thinking of applying for the Nectar one. Not sure if they’ll give me the free year as I already have an AMEX. It says the first year is free, but not sure if this is considered like the other introductory bonuses.
Let me know if you want a referral bonus 
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I’ve got the cheapskate blue rewards card and a few months-old Nectar and have had no annual fee for the latter, but Nectar has its own intro points bonus that I wasn’t eligible for.
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Does Amex still give pro-rata annual fee refunds? I remember they were going to stop but I’m unsure if there’s a date for this.
Yes, I just cancelled last week and my BAPP has a positive balance. Well, it’s negative, meaning Amex owe me it.
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They will stop it eventually so if you want to do it don’t wait for too long.
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Finally got a letter today (our postal service is crap) saying that they are indeed discontinuing the Platinum Companion Credit Card. Apparently the change will take place in February but my existing card will continue to work until expiry which I think is about 4 years away.
I rarely use it l, but always take it on holiday as an emergency method of spending on credit (rather than charge) card if needed.
Majestic Wine charge a regular order to the card every 3 months so that it stays active 
Edit: interesting note re annual fee (my emphasis) “There is no change to the annual cardmember fee, as the new card is currently fee free”.
Thanks, will give it a go! Fingers crossed!
How does the connection between Amex and Apple Wallet work? I receive a notification in Apple Wallet if I spend on Amazon, or use the physical card contactless for example
As far as I know I haven’t connected the two via open banking
You don’t need to have connected it via Open Banking - Wallet notifies you anyway. I turned off the Wallet notification and just let the Amex app do it.
Just an integration Amex supports that I guess other banks can’t be bothered with.
First time I’ve ever seen it! Pretty cool I thought, but prefer the Amex app notifications so will turn it off
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I don’t have Amex so I don’t know if this is of any interest to anyone but I came across it on Reddit…
https://www.reddit.com/r/AmexUK/s/nx6YdChFWS
Apparently a list of platinum dining locations in London.
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For that amount, I would say Chase Debit card offers a better deal, providing 1% cashback, up to £15 per month. So, if you don’t spend more than £1500, you should be fine. (Note: they also have some exclusions, so not all transactions earn cashback.)
How the other half live! 
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It’s been 0.45p for ages.
You can convert to vouchers like Amazon at a rate of 0.5p but if you choose a statement credit it’s only 0.45p.
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