# \#idea

**URL:** https://community.monzo.com/tag/idea/3.md

[Latest](https://community.monzo.com/latest.md) · [Categories](https://community.monzo.com/categories.md) · [Tags](https://community.monzo.com/tags.md)

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## [Can only select a single category when sending a payment.](https://community.monzo.com/t/can-only-select-a-single-category-when-sending-a-payment/198486)

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**Author:** [@qkaq](https://community.monzo.com/u/qkaq)\
**Replies:** 0\
**Last updated:** [12 October 2026 15:13 UTC](https://community.monzo.com/t/can-only-select-a-single-category-when-sending-a-payment/198486 "2026-10-12T15:13:28Z")

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After sending a payment to another account, the option to select the category appears. The button formkulti select is unavailable, I have to pick one then click on the transaction after waiting for the pending time to co…

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## [Feature Request: Show Pot Names on Virtual Cards in Apple Wallet](https://community.monzo.com/t/feature-request-show-pot-names-on-virtual-cards-in-apple-wallet/197854)

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**Author:** [@lsunderground](https://community.monzo.com/u/lsunderground)\
**Replies:** 2\
**Last updated:** [21 September 2026 09:54 UTC](https://community.monzo.com/t/feature-request-show-pot-names-on-virtual-cards-in-apple-wallet/197854 "2026-09-21T09:54:43Z")

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The Problem: Right now, when you add multiple Monzo virtual cards linked to different pots into Apple Wallet, how easy is it to remember which colour you picked for a certain virtual card? When you’re at the checkout …

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## [Expose Investment pots via the GET /pots API endpoint](https://community.monzo.com/t/expose-investment-pots-via-the-get-pots-api-endpoint/197431)

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**Author:** [@Smiter91](https://community.monzo.com/u/Smiter91)\
**Replies:** 1\
**Last updated:** [11 September 2026 09:58 UTC](https://community.monzo.com/t/expose-investment-pots-via-the-get-pots-api-endpoint/197431 "2026-09-11T09:58:26Z")

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What’s missing GET /pots?current\_account\_id=… currently returns my regular pots, savings pots, and challenge pots (e.g. the 1p challenge) with their balances, but my Investment pot does not appear in the response at all…

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## [Business Tax Pots — need .5% increments](https://community.monzo.com/t/business-tax-pots-need-5-increments/194904)

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**Author:** [@torbell](https://community.monzo.com/u/torbell)\
**Replies:** 1\
**Last updated:** [24 June 2026 11:49 UTC](https://community.monzo.com/t/business-tax-pots-need-5-increments/194904 "2026-06-24T11:49:41Z")

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Many tax rates in Ireland are a half percent, however, the business account automatic tax pots are whole percentages. I’d like to be able to set the exact rate of 13.5% or 23.5% rather than having to round up.

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## [Will we ever be able to setup direct debits and standing orders from a pot](https://community.monzo.com/t/will-we-ever-be-able-to-setup-direct-debits-and-standing-orders-from-a-pot/194107)

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**Author:** [@doubletimedan](https://community.monzo.com/u/doubletimedan)\
**Replies:** 11\
**Last updated:** [6 June 2026 14:40 UTC](https://community.monzo.com/t/will-we-ever-be-able-to-setup-direct-debits-and-standing-orders-from-a-pot/194107 "2026-06-06T14:40:59Z")

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I am using Revolut right now and I am able to have all by bills by card, standing order and direct debit come from my “Revolut bills pocket” and was wondering if this will come to Ireland soon as it seems they have it in…

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## [Remove Bills paid from Maina account view ](https://community.monzo.com/t/remove-bills-paid-from-maina-account-view/194287)

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**Author:** [@Deanowallace](https://community.monzo.com/u/Deanowallace)\
**Replies:** 5\
**Last updated:** [1 June 2026 15:50 UTC](https://community.monzo.com/t/remove-bills-paid-from-maina-account-view/194287 "2026-06-01T15:50:53Z")

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Hi Can you make it possible so I don’t see bills being paid from my main account but from my Bills pot? Or indeed any payment coming from a pot I would like to see it being paid from the pot not the main account. The pr…

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## [Card payments from Pots missing in Google Sheets](https://community.monzo.com/t/card-payments-from-pots-missing-in-google-sheets/181813)

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**Author:** [@BlakeLemonPants](https://community.monzo.com/u/BlakeLemonPants)\
**Replies:** 12\
**Last updated:** [29 May 2026 20:27 UTC](https://community.monzo.com/t/card-payments-from-pots-missing-in-google-sheets/181813 "2026-05-29T20:27:19Z")

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Heya, I recently started using the feature that enables exporting data in google sheets so I can do my own reporting. I have explored the data and I think I have a good grasp on how the data works. However, I seem to be…

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## [Create payment link from Monzo Business account](https://community.monzo.com/t/create-payment-link-from-monzo-business-account/180894)

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**Author:** [@Maks](https://community.monzo.com/u/Maks)\
**Replies:** 3\
**Last updated:** [13 April 2026 08:10 UTC](https://community.monzo.com/t/create-payment-link-from-monzo-business-account/180894 "2026-04-13T08:10:17Z")

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The title pretty much explains it- after scrounging the developer docs, and googling for 15 minutes (yes I did not search too hard) is there a way to create creating payment links through some request? It would be aweso…

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## [Capital on Tap credit cards](https://community.monzo.com/t/capital-on-tap-credit-cards/171729)

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**Author:** [@AprilBambino](https://community.monzo.com/u/AprilBambino)\
**Replies:** 2\
**Last updated:** [12 March 2026 15:12 UTC](https://community.monzo.com/t/capital-on-tap-credit-cards/171729 "2026-03-12T15:12:55Z")

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Can we get Capital on Tap credit card integration please?

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## [Joint account pots should be shown in the joint account tab](https://community.monzo.com/t/joint-account-pots-should-be-shown-in-the-joint-account-tab/188691)

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**Author:** [@melissacff](https://community.monzo.com/u/melissacff)\
**Replies:** 1\
**Last updated:** [14 February 2026 19:35 UTC](https://community.monzo.com/t/joint-account-pots-should-be-shown-in-the-joint-account-tab/188691 "2026-02-14T19:35:02Z")

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I want to be able to have pots for various household expenses (in joint) and personal expenses and see them separately. Currently, any pot created in the joint account tab of the app just shows up in my personal account…

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## [Repayment tools on savings pots.](https://community.monzo.com/t/repayment-tools-on-savings-pots/187549)

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**Author:** [@Oblivious](https://community.monzo.com/u/Oblivious)\
**Replies:** 4\
**Last updated:** [4 January 2026 21:06 UTC](https://community.monzo.com/t/repayment-tools-on-savings-pots/187549 "2026-01-04T21:06:03Z")

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I like to treat my savings pot like personal credit that I pay to myself and must pay back. I think it would be helpful if you could set up repayment cycle like a flex card, but in a savings pot. You could even charge y…

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## [Transaction Tags](https://community.monzo.com/t/transaction-tags/187559)

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**Author:** [@Nalico](https://community.monzo.com/u/Nalico)\
**Replies:** 0\
**Last updated:** [4 January 2026 20:31 UTC](https://community.monzo.com/t/transaction-tags/187559 "2026-01-04T20:31:48Z")

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When making a #tag for a transaction, I think it would be a good idea for personal tags such as #materials and #office supplies to be remembered in the app so that they can easily be filled in again when using the # key …

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## [Should banks help people spend more sustainably?](https://community.monzo.com/t/should-banks-help-people-spend-more-sustainably/186529)

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**Author:** [@Andy2](https://community.monzo.com/u/Andy2)\
**Replies:** 20\
**Last updated:** [25 November 2025 15:39 UTC](https://community.monzo.com/t/should-banks-help-people-spend-more-sustainably/186529 "2025-11-25T15:39:48Z")

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Do you think a bank should play a role in helping people spend more sustainably? For example, would it be useful (or annoying?) if Monzo showed simple sustainability insights about the brands you spend with? Thanks

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## [Expected outgoings in upcoming payment](https://community.monzo.com/t/expected-outgoings-in-upcoming-payment/186507)

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**Author:** [@CraftyShelly1](https://community.monzo.com/u/CraftyShelly1)\
**Replies:** 11\
**Last updated:** [23 November 2025 19:16 UTC](https://community.monzo.com/t/expected-outgoings-in-upcoming-payment/186507 "2025-11-23T19:16:54Z")

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I think Monzo should have a total and date period in the upcoming payment section on joint accounts. We use this as a bills account for household, and have to calculate it every time, other banks have a section where you…

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## [Project management and the ability to track profitability](https://community.monzo.com/t/project-management-and-the-ability-to-track-profitability/116787)

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**Author:** [@christiaanb](https://community.monzo.com/u/christiaanb)\
**Replies:** 12\
**Last updated:** [25 September 2025 11:48 UTC](https://community.monzo.com/t/project-management-and-the-ability-to-track-profitability/116787 "2025-09-25T11:48:45Z")

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One of the things we hoped to be able to do when we signed up to Monzo Business + Xero was to track profitability. Xero Projects allows you to track profitability based on an hourly staff cost rate, but we don’t charge …

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## [Accidently removed my Flex account in app](https://community.monzo.com/t/accidently-removed-my-flex-account-in-app/179751)

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**Author:** [@Freewheeling](https://community.monzo.com/u/Freewheeling)\
**Replies:** 17\
**Last updated:** [18 June 2025 09:24 UTC](https://community.monzo.com/t/accidently-removed-my-flex-account-in-app/179751 "2025-06-18T09:24:55Z")

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It’s too easy to accidently remove a flex account in the app. I did it and lost my Flex Credit Amount. You should have time to restore the flex account or at the very least make it a two step process.. Not only did I l…

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## [Receipt matching and bookkeeping](https://community.monzo.com/t/receipt-matching-and-bookkeeping/178521)

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**Author:** [@JordanEllis](https://community.monzo.com/u/JordanEllis)\
**Replies:** 1\
**Last updated:** [13 May 2025 09:40 UTC](https://community.monzo.com/t/receipt-matching-and-bookkeeping/178521 "2025-05-13T09:40:57Z")

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It’s really hard to see what transactions have had their receipts matched in Monzo. Bookkeeping is difficult unless it’s done as the transaction is completed and shown in the app There should be more tool generally for …

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## [Making identity verification more accessible](https://community.monzo.com/t/making-identity-verification-more-accessible/175424)

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**Author:** [@almomitchell](https://community.monzo.com/u/almomitchell)\
**Replies:** 10\
**Last updated:** [2 May 2025 09:18 UTC](https://community.monzo.com/t/making-identity-verification-more-accessible/175424 "2025-05-02T09:18:19Z")

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Hey, I’m Almo – a Senior Product Designer at Monzo. I’ve been part of the team for about two years now, and my mission is to design a more inclusive and sustainable future. I’m all about reducing inequalities, while help…

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## [Iphone App Icon Badge Notification Showing Incorrect Number](https://community.monzo.com/t/iphone-app-icon-badge-notification-showing-incorrect-number/174203)

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**Author:** [@lgreen20](https://community.monzo.com/u/lgreen20)\
**Replies:** 1\
**Last updated:** [24 January 2025 08:59 UTC](https://community.monzo.com/t/iphone-app-icon-badge-notification-showing-incorrect-number/174203 "2025-01-24T08:59:14Z")

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Issue: iPhone app icon badge notification shows the incorrect value. Details to reproduce: Example. This morning I checked my Monzo. I 100% know that I had no alerts and everything was clear. I then paid for something…

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## [Virtual Cards Almost There](https://community.monzo.com/t/virtual-cards-almost-there/173385)

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**Author:** [@gingertwin984](https://community.monzo.com/u/gingertwin984)\
**Replies:** 3\
**Last updated:** [15 January 2025 23:51 UTC](https://community.monzo.com/t/virtual-cards-almost-there/173385 "2025-01-15T23:51:13Z")

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I saw that Monzo finally added Virtual Cards. YAY! I then noticed that virtual cards cannot be attached to a Jar and will never pay from a jar. A large reason why people loved Simple and One was the ability to attach a s…

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## [Asking for Alternative API Authentication](https://community.monzo.com/t/asking-for-alternative-api-authentication/169106)

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**Author:** [@foxt](https://community.monzo.com/u/foxt)\
**Replies:** 0\
**Last updated:** [25 September 2024 00:18 UTC](https://community.monzo.com/t/asking-for-alternative-api-authentication/169106 "2024-09-25T00:18:26Z")

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Currently, the Monzo API uses standard OAuth 2 confidential client authorisation flow, which would make sense if the Monzo API was designed for companies to have one app with thousands of users, which I assume the Monzo …

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## [Salary Sort Won’t Work If It Hits your Overdraft](https://community.monzo.com/t/salary-sort-won-t-work-if-it-hits-your-overdraft/165188)

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**Author:** [@Mattfrost](https://community.monzo.com/u/Mattfrost)\
**Replies:** 2\
**Last updated:** [27 June 2024 12:03 UTC](https://community.monzo.com/t/salary-sort-won-t-work-if-it-hits-your-overdraft/165188 "2024-06-27T12:03:32Z")

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Hey, I’m not sure if this is just a problem with my set up, but I’ve never been able to use the salary sorter, mostly because I live in my overdraft. Should the salary sort still be able to accommodate that? I cannot b…

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## [Split / Shared Payments with Businesses? (from Personal Account)](https://community.monzo.com/t/split-shared-payments-with-businesses-from-personal-account/164094)

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**Author:** [@andresurena](https://community.monzo.com/u/andresurena)\
**Replies:** 0\
**Last updated:** [28 May 2024 09:08 UTC](https://community.monzo.com/t/split-shared-payments-with-businesses-from-personal-account/164094 "2024-05-28T09:08:48Z")

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Hi. Having business expenses is not always as neat as one would like, sometimes you use your personal account and the refund… Is there a way to “split payment” and or create a “shared tab” with my Business (also in Monz…

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## [Tips, Notes, Tags, & Receipts for Credit Card Transactions](https://community.monzo.com/t/tips-notes-tags-receipts-for-credit-card-transactions/161278)

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**Author:** [@smjkh](https://community.monzo.com/u/smjkh)\
**Replies:** 0\
**Last updated:** [15 March 2024 07:40 UTC](https://community.monzo.com/t/tips-notes-tags-receipts-for-credit-card-transactions/161278 "2024-03-15T07:40:38Z")

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Hi all, not sure if this would be possible but I’d love to see the existing detail features for Monzo transactions added to credit card transactions as well. I’m the kind of person who never uses my debit card for regul…

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## [Robinhood Support](https://community.monzo.com/t/robinhood-support/91470)

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**Author:** [@pranav\_s](https://community.monzo.com/u/pranav_s)\
**Replies:** 6\
**Last updated:** [11 December 2023 21:59 UTC](https://community.monzo.com/t/robinhood-support/91470 "2023-12-11T21:59:35Z")

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Please be a recognized bank in Robinhood’s list of accepted banks and make transfers between Monzo and Robinhood possible. Currently, it is basically the opposite.

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## [Intuit Mint support](https://community.monzo.com/t/intuit-mint-support/115918)

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**Author:** [@Grayman](https://community.monzo.com/u/Grayman)\
**Replies:** 6\
**Last updated:** [2 November 2023 22:53 UTC](https://community.monzo.com/t/intuit-mint-support/115918 "2023-11-02T22:53:46Z")

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I’d love to get Mint support so I can have Monzo with my other accounts and have accurate financial info in one place! :+1:

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## [Add goal date to pots (like Goals in Simple) ✅](https://community.monzo.com/t/add-goal-date-to-pots-like-goals-in-simple/113829)

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**Author:** [@matcha](https://community.monzo.com/u/matcha)\
**Replies:** 11\
**Last updated:** [12 September 2023 22:52 UTC](https://community.monzo.com/t/add-goal-date-to-pots-like-goals-in-simple/113829 "2023-09-12T22:52:38Z")

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Hi, Simpleton here. I’d like to see a feature that Simple had, but in Monzo now that I’m making a switch. Add the equivalent to Goals in Simple–Basically, I’d like to see an option to add a date that you want to fill a …

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## [Not receiving savings interest.](https://community.monzo.com/t/not-receiving-savings-interest/152805)

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**Author:** [@Krhassan](https://community.monzo.com/u/Krhassan)\
**Replies:** 4\
**Last updated:** [5 September 2023 11:58 UTC](https://community.monzo.com/t/not-receiving-savings-interest/152805 "2023-09-05T11:58:37Z")

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Hello, I created an Instant access savings pot last month but I have not received any interest rate on it. Can someone help me with it?

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## [More Basic Plus Subscription](https://community.monzo.com/t/more-basic-plus-subscription/152215)

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**Author:** [@ianonline](https://community.monzo.com/u/ianonline)\
**Replies:** 15\
**Last updated:** [2 September 2023 23:20 UTC](https://community.monzo.com/t/more-basic-plus-subscription/152215 "2023-09-02T23:20:26Z")

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I’ve just been looking again at Monzo Plus. I’ve been a subscriber before but cancelled because I don’t need most features, and those I do want aren’t essential. All I really want is Advanced Roundups, Custom Categorie…

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## [Credit Card Pot Notifications ✅](https://community.monzo.com/t/credit-card-pot-notifications/151838)

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**Author:** [@smjkh](https://community.monzo.com/u/smjkh)\
**Replies:** 2\
**Last updated:** [16 August 2023 15:03 UTC](https://community.monzo.com/t/credit-card-pot-notifications/151838 "2023-08-16T15:03:52Z")

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Hi all, loving the new Credit Card Pot but was thinking it would be SUPER useful if there was a notification whenever money was moved into that pot. This would effectively provide a notification for any credit card tran…

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