What have Kroo improved? I still have a dormant account but I don’t even have the app installed on my phone.
Kroo hasn’t changed anything except moving the spending insights from the Home Screen into its own page.
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It just feels more solid. Added the ISA recently, pots a while back.
It kinda feels like it’s you…
You weren’t pointing the finger but…
Did anyone else even ask?
Ask what?
You keep not pointing the finger at anyone but creating a drama? Or a general vibe.
A drama?! Get off! I just asked a question.
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I’m the opposite of passive aggressive. I’m directly being aggressive.
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What a load of ba11s. I genuinely wasn’t pointing the finger at anyone. It is the case though that every time Kroo gets mentioned sometime pops up and calls them Krpoo or whatever and sneers at them, Zero are being predicted to fail with every other post followed by smiley emojis etc.
But I mention it and I’m creating the vibe. 
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Got an email today asking if I wanted to invest in their next round of seed funding. The pitch deck is very interesting especially how much more profitable per customer Starling is with less customers than Revolut or Monzo.
Reading the pitch deck however there wasn’t anything new in there to be fair, usual stuff ‘we want to make more money from our customers’
I slightly regretted not investing first time around, even though it would only be a token amount. I’m slightly biased as I went to school with their marketing executive’s Dad and so feel a personal connection, but it’s a setup I would really like to succeed.
Problem for me is that they are not really saying anything new, there is no ‘aha’ that’s how they will be successful
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There is no way of changing your email address, even by contacting customer services. This is due to then trying to prevent fraud.
Not the end of the world, but not ideal.
They are hopeful out will be something they can support in the future.
Zero have introduced a savings ‘account’ which in practice works like a pot - you add directly from the current account as there’s no separate account number.
Interest rate is 3.66%
“We’re thrilled to announce the launch of Zero’s Planet Safe Saver, our new easy access savings account that lets you earn 3.66% AER (variable) while knowing your money isn’t being invested in fossil fuels and harmful industries.
The Planet Safe Saver combines fairness with flexibility, allowing savers to access their money without fees or restrictions, all while avoiding harm to the planet.
Key things to know:
Start saving with as little as £1
Easy access to your savings with zero withdrawal fees*
Eligible deposits FSCS protected up to £85,000
Deposits that never fund fossil fuels or harmful industries
*Receive withdrawals within 1 working day”
Tab style account view where you can’t see the balance of your current account and savings account at the same time is a little clunky to my eyes but it’s a welcome addition.
Surprised these are still going.
Tried to transfer funds into my Zero account last night, to put into the Zero savings account.
Payment blocked by Halifax.
Revolut? No problem, transfer done and dusted in seconds.
Goodbye Halifax
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They just did a fund raise on crowdcube, so that’s 1 more month they will keep going
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Unless it’s a typo, the savings account they launched last month with 3.66% interest is dropping to 0.03% interest on December 15th.
Not good, and not a good look.
Hello,
Thank you for your email. I can confirm this communication is incorrect and we are investigating the source of the email. I can confirm there is no change to the savings rate at present.
Kind Regards
Wendy
Team Zero