# Would be great if you can go above £100 on Monzo.Me

**URL:** <https://community.monzo.com/t/would-be-great-if-you-can-go-above-100-on-monzo-me/109506>\
**Category:** Feedback & Ideas\
**Created:** [27 November 2020 10:34 UTC](https://community.monzo.com/t/would-be-great-if-you-can-go-above-100-on-monzo-me/109506 "2020-11-27T10:34:30Z")\
**Posts on this page:** 20\
**Page:** 1

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**Author:** ![Ashton](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/ashton/32/73297_2.png) [@Ashton](https://community.monzo.com/u/Ashton)\
**Post date:** [27 November 2020 10:34 UTC](https://community.monzo.com/t/would-be-great-if-you-can-go-above-100-on-monzo-me/109506/1 "2020-11-27T10:34:30Z")

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I’ve recently been in encounters where I required someone to transfer to me above the £100 limit and usually if it’s below that they always use that link but lately it’s made it more difficult to transfer over, therefore I feel other people must have at least been in the same boat once

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**Author:** ![Ordog](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/ordog/32/22446_2.png) [@Ordog](https://community.monzo.com/u/Ordog)\
**Post date:** [27 November 2020 10:40 UTC](https://community.monzo.com/t/would-be-great-if-you-can-go-above-100-on-monzo-me/109506/2 "2020-11-27T10:40:48Z")

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The limit is there because it costs them to provide this service, therefore it’s unlikely to be risen.

Also…

> [@Monzo.me Limits](https://community.monzo.com/t/monzo-me-limits/6810/1):
>
> These limits are in place to help protect against fraud and money laundering, as well as ensure we stay on top of usage. These are in addition to the existing limits that are in place on your account in terms of topping up, maximum balance etc

So in short, use a bank transfer if it’s a lot of money 🙂

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**Author:** ![Throwingspoon](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/throwingspoon/32/1445_2.png) [@Throwingspoon](https://community.monzo.com/u/Throwingspoon)\
**Post date:** [27 November 2020 10:49 UTC](https://community.monzo.com/t/would-be-great-if-you-can-go-above-100-on-monzo-me/109506/3 "2020-11-27T10:49:06Z")

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Would this be a good plus or premium feature?  
It’s quite frustrating to not be able to split larger bills but it’s not something everyone needs.

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**Author:** ![Ashton](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/ashton/32/73297_2.png) [@Ashton](https://community.monzo.com/u/Ashton)\
**Post date:** [27 November 2020 10:50 UTC](https://community.monzo.com/t/would-be-great-if-you-can-go-above-100-on-monzo-me/109506/4 "2020-11-27T10:50:17Z")

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I agree it’ll be great for a plus feature

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**Author:** ![Anarchist](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/anarchist/32/27895_2.png) [@Anarchist](https://community.monzo.com/u/Anarchist)\
**Post date:** [27 November 2020 10:50 UTC](https://community.monzo.com/t/would-be-great-if-you-can-go-above-100-on-monzo-me/109506/5 "2020-11-27T10:50:56Z")

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> [@Throwingspoon](#):
>
> Would this be a good plus or premium feature?

From the customer’s point of view, yes. But if it is to protect against money laundering, I’d guess it would still be a ‘no’ from Monzo.

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**Author:** ![Throwingspoon](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/throwingspoon/32/1445_2.png) [@Throwingspoon](https://community.monzo.com/u/Throwingspoon)\
**Post date:** [27 November 2020 11:07 UTC](https://community.monzo.com/t/would-be-great-if-you-can-go-above-100-on-monzo-me/109506/6 "2020-11-27T11:07:37Z")

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Even if they only allowed 5 over £100 transactions a year on other plans that would suit most legitimate uses and make it less desirable for money laundering.

I remember I offered to sort a Go Karting trip in the good old days when such things were allowed thinking it would be easy to charge everyone.

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**Author:** ![Revels](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/revels/32/120556_2.png) [@Revels](https://community.monzo.com/u/Revels)\
**Post date:** [27 November 2020 11:13 UTC](https://community.monzo.com/t/would-be-great-if-you-can-go-above-100-on-monzo-me/109506/7 "2020-11-27T11:13:30Z")

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If you’re so keen to do it this way, just do it multiple times?

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**Author:** ![Throwingspoon](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/throwingspoon/32/1445_2.png) [@Throwingspoon](https://community.monzo.com/u/Throwingspoon)\
**Post date:** [27 November 2020 11:17 UTC](https://community.monzo.com/t/would-be-great-if-you-can-go-above-100-on-monzo-me/109506/8 "2020-11-27T11:17:39Z")

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It keeps the transaction feed more accurate and easy to check if all of the payments back are tied to the original transaction.

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**Author:** ![Ashton](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/ashton/32/73297_2.png) [@Ashton](https://community.monzo.com/u/Ashton)\
**Post date:** [27 November 2020 11:24 UTC](https://community.monzo.com/t/would-be-great-if-you-can-go-above-100-on-monzo-me/109506/9 "2020-11-27T11:24:16Z")

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It doesn’t allow you to do it multiple times In a row sadly I tried it once as either you hit the limit or the other persons bank will block it as suspected fraud on the 3/4th time also just easier in one as you’ll know what it’s for

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**Author:** ![BeckyRobinson](https://avatars.discourse-cdn.com/v4/letter/b/6de8d8/32.png) [@BeckyRobinson](https://community.monzo.com/u/BeckyRobinson)\
**Post date:** [27 November 2020 14:18 UTC](https://community.monzo.com/t/would-be-great-if-you-can-go-above-100-on-monzo-me/109506/10 "2020-11-27T14:18:47Z")

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Just get them to withdraw the cash 💰 issue fixed

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**Author:** ![Ordog](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/ordog/32/22446_2.png) [@Ordog](https://community.monzo.com/u/Ordog)\
**Post date:** [27 November 2020 14:22 UTC](https://community.monzo.com/t/would-be-great-if-you-can-go-above-100-on-monzo-me/109506/11 "2020-11-27T14:22:39Z")

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> [@BeckyRobinson](#):
>
> Just get them to withdraw the cash

Don’t do what this person is suggesting because you’ll run the risk of exceeding your cash deposit limits. I’d also recommend avoiding cash given the current pandemic too.

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**Author:** ![Ordog](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/ordog/32/22446_2.png) [@Ordog](https://community.monzo.com/u/Ordog)\
**Post date:** [27 November 2020 14:36 UTC](https://community.monzo.com/t/would-be-great-if-you-can-go-above-100-on-monzo-me/109506/16 "2020-11-27T14:36:53Z")

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> [@N26throwaway](#):
>
> I thought they were replying to my [monzo.me](http://monzo.me) limit

I received the notification it was to my post… Odd.

I’ve deleted my comment now to give the benefit of doubt 🙂

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**Author:** ![j06](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/j06/32/97044_2.png) [@j06](https://community.monzo.com/u/j06)\
**Post date:** [27 November 2020 14:41 UTC](https://community.monzo.com/t/would-be-great-if-you-can-go-above-100-on-monzo-me/109506/17 "2020-11-27T14:41:04Z")

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> [@Ordog](#):
>
> I’d also recommend avoiding cash given the current pandemic too.

This particular over-cautiousness has been found to be unnecessary.

> **[COVID-19: Infection risk from handling cash is low, Bank of England concludes](https://news.sky.com/story/covid-19-infection-risk-from-handling-cash-is-low-bank-of-england-concludes-12141084)**
>
> The coronavirus does not survive on banknotes at high levels for very long, according to a study.

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<div class="post-metadata">

**Author:** ![anon35477550](https://avatars.discourse-cdn.com/v4/letter/a/87869e/32.png) [@anon35477550](https://community.monzo.com/u/anon35477550)\
**Post date:** [27 November 2020 14:43 UTC](https://community.monzo.com/t/would-be-great-if-you-can-go-above-100-on-monzo-me/109506/19 "2020-11-27T14:43:51Z")

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It’s £500 per card 🙏🏼

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**Author:** ![Ordog](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/ordog/32/22446_2.png) [@Ordog](https://community.monzo.com/u/Ordog)\
**Post date:** [27 November 2020 14:48 UTC](https://community.monzo.com/t/would-be-great-if-you-can-go-above-100-on-monzo-me/109506/20 "2020-11-27T14:48:11Z")

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Thanks for this 🙂

In any case, low risk or not, a bank transfer is the better solution to this problem. It also saves the person having to travel, meet and collect the cash - then take that to travel and meet with people again  
to deposit it at Paypoint location.

Stay safe at home, pop the kettle on and have it electronically sent directly into your in account in a fraction of the time. Job done 🙌

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<div class="post-metadata">

**Author:** ![Ordog](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/ordog/32/22446_2.png) [@Ordog](https://community.monzo.com/u/Ordog)\
**Post date:** [27 November 2020 14:54 UTC](https://community.monzo.com/t/would-be-great-if-you-can-go-above-100-on-monzo-me/109506/22 "2020-11-27T14:54:50Z")

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> [@N26throwaway](#):
>
> I have just the solution for you! Cheques!

Don’t say the ‘c’ word on here, that’s another controversial subject 🤣

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**Author:** ![Ashton](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/ashton/32/73297_2.png) [@Ashton](https://community.monzo.com/u/Ashton)\
**Post date:** [27 November 2020 15:06 UTC](https://community.monzo.com/t/would-be-great-if-you-can-go-above-100-on-monzo-me/109506/23 "2020-11-27T15:06:04Z")

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Wait so it’s only £500 a month and £1000 every 6 months? I think I’ve definitely received over that within 6 months

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**Author:** ![phildawson](https://avatars.discourse-cdn.com/v4/letter/p/bbe5ce/32.png) [@phildawson](https://community.monzo.com/u/phildawson)\
**Post date:** [27 November 2020 15:13 UTC](https://community.monzo.com/t/would-be-great-if-you-can-go-above-100-on-monzo-me/109506/25 "2020-11-27T15:13:56Z")

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Def can do a few in a row 😅

 ![Screenshot_20201127-150258](https://global.discourse-cdn.com/monzo/original/3X/9/1/91fb0dde00902c726995d6bf230c27db895c32e2.png)

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**Author:** ![anon35477550](https://avatars.discourse-cdn.com/v4/letter/a/87869e/32.png) [@anon35477550](https://community.monzo.com/u/anon35477550)\
**Post date:** [27 November 2020 15:16 UTC](https://community.monzo.com/t/would-be-great-if-you-can-go-above-100-on-monzo-me/109506/26 "2020-11-27T15:16:49Z")

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Yup, that’s correct.

The £1000 per 6 months is for cash deposits.

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<div class="post-metadata">

**Author:** ![j06](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/j06/32/97044_2.png) [@j06](https://community.monzo.com/u/j06)\
**Post date:** [27 November 2020 15:48 UTC](https://community.monzo.com/t/would-be-great-if-you-can-go-above-100-on-monzo-me/109506/27 "2020-11-27T15:48:11Z")

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I agree, bank transfer all the way. If the OP a has another bank account, they could always set up Paym on that account?

[Next page](https://community.monzo.com/t/would-be-great-if-you-can-go-above-100-on-monzo-me/109506.md?page=2)
