# Why upgrade?

**URL:** <https://community.monzo.com/t/why-upgrade/29761>\
**Category:** News & Updates\
**Created:** [18 December 2017 10:52 UTC](https://community.monzo.com/t/why-upgrade/29761 "2017-12-18T10:52:30Z")\
**Posts on this page:** 1\
**Showing post:** 8

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**Author:** ![nanos](https://avatars.discourse-cdn.com/v4/letter/n/c89c15/32.png) [@nanos](https://community.monzo.com/u/nanos)\
**Post date:** [12 January 2018 08:49 UTC](https://community.monzo.com/t/why-upgrade/29761/8 "2018-01-12T08:49:52Z")

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> [@GalaxyMergirl](#):
>
> Only on one of the programmes. I don’t remember which one. But even then, I don’t know if those machines will let you actually charge USD/EUR to your card… I think they only allow DCC withdrawals and at a massive markup (the non-DCC option required is the local currency, GBP).
> 
> I’ve never actually tested though… Just reports from others.

**I think** its the current account, but don’t take my word for it.

As for non-DCC: [I did withdraw USD](https://community.monzo.com/t/usd-atms-in-uk/15211/7) from cash machines in London without DCC last year. That was “[Raphaels Bank](https://www.raphaelsbank.com/atms/)” (they have a few machines at London Underground stations). TravelEx ATMs (and whatever else you find at airports etc.) do usually force DCC.

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