When something takes AFFECT it has an EFFECT
What really grinds your gears?
Socks or ties with cartoon charcters on them. It’s not funny or clever. Eeeerggh!
But you can also EFFECT change. And hope that it AFFECTS the right people and creates the right EFFECTS.
Or you could just use effect in all circumstances and experience zero negative consequences!

Dónde está la biblioteca
Está a la vuelta de la esquina, junto al ayuntamiento. (blame google translate if it’s wrong!)
The only Spanish I know is from Dora the explorer and Deadpool 2. My daughter is in physical pain when I try and help her with her Spanish homework
Affect and effect is similar to licence and license. License is the verb, so when you are licensed to drive you receive a driving licence. I remember that because your licence is a card.*
Another tip I use is necessary – one coffee two sugars
*Yes, it’s different in America.

Another tip I use is ne c e ss ary – one c offee two s ugars
Never Eat Cake, Eat Sardine Sandwiches And Remain Young. It’s been in my head for over 40 years.
That’s good. Reminds me of sine and cosine maths lessons for my GCSEs decades ago:
Silly Old Harry, Chased A Horse, Through Our Attic
to remember which function to use for which sides of the triangles.
in primary school we learnt it like this:
Affect = Action (verb)
Effect = End result (noun)
Exceptions will be pronounced differently, eg affect is usually used in emotion/mood type descriptions and is EH-fect rather than uh-fect
Effect as a verb is usually only used in conjunction with the word change, ie effect change.
I remember searching this question just to be sure before and learnt a pretty neat trick. You can check if it’s a verb or a noun by placing an article in front (eg ‘the’) and see if it still sounds OK. If it is, it’s a noun.
Here’s another one - Stationary vs Stationery
Paper goes in an envelope so that’s stationery.
All these grammar points make me realise I’m not such a nit-picking freak after all!
Now, about the Greengrocer’s Apostrophe…
Despite being my mother tongue, i’ve decided, hands down, the winner of gear grinding goes to the English Language!!
People who try too hard when writing a response that it is cringe worthy. Usually when making a complaint or trying to prove a point
I’d take people more seriously if they just responded naturally instead of trying to make themselves seem more intelligent by using words that just don’t sound right because they’ve randomly swapped them out using a thesaurus. Often without fully understanding them too!