What Monzo IFTTT feature do you want in 2020?

A trigger when a tag gets added to a transaction. Basically I want to be able to add a tag to something, and then do something with that transaction, add it to a spreadsheet or trigger some other action.

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Can you just publish my 3x applet that I’ve been using for a few months? I asked back in June but was told no :frowning: I’ll share the code haha

Definitely joint account support.

One of the features we were really excited about was the IFTTT support, so when joint accounts became available we immediately jumped on it, only to be disappointed when we realised IFTTT was only supported for personal accounts. It’s frustrating seeing answers to questions that say ‘you can do this with IFTTT’ and knowing that actually we can’t as we’re using a joint account.

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Merchant related from a pot into my main account.

I have just used IFTTT to set-up that any purchases from Groceries or Transport comes from my “Fuel & Food” pot. And 94.7% of the time, in those categories it is me purchasing my food shopping or fuel, but there might be an Uber in there, a bus etc. Which I wouldn’t want to come from that pot.

If I could set any purchases from Tesco or Shell to come from a pot, that would be perfect.

I’m fairly certain you can specify merchant rather than category in the IFTTT rules?

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I could only see a ‘tax’ type one. Where its set up as “If I spent at KFC, move £x into pot”

Yes, it’s similar to that. Alas, you’re after a very specific recipe, so unless someone has created it already, you’d need to create it yourself. Look at the other IFTTT threads to see how to do this.

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I think this part specifically is not the case - there should be an ingredient for “Amount in Account Currency”, which will effectively be what you pay in GBP, and add simple arithmetic operators too:

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Agree it needs income based triggers, but you should be able to adjust it.

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Thanks! I’ll find the thread.

I have tried to create it but the ‘that’ part of the recipe gives me an ‘amount’ part. I didn’t realise what the ‘add ingredient’ part did. I’ll have to stop and test on my way home :smiley:

I’ve thought about this with loads of the requests from the support threads but I suppose that Monzo would have to test, maintain and support any additional Applets so its not free to them and the point of IFTTT is a bit about empowering the user not creating extra load on the company.

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I agree.

And I’m also very quick to spot any post that includes ‘just’ for things like this … :wink:

For me, salary sorter needs to work on percentages too.

For people that have a variable amount incoming.

for example, 10% to my bills, 10% to a luxury pot 10% to holiday fund etc.

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  1. to be able to trigger withdrawals from pots
  • at the moment if I want to sort a DD bill into a pot (like phone bill or utilities), I can set up an IFTTT to move the money out of the pot when it’s taken by a merchant. This is great, but I means I need to have the equal amount in my main account and in the pot. Because it withdraws and then transfers out of the pot.
    Being able to get DDs taken directly from a pot (as you can with standing orders) would eliminate this doubling up of cash.
  1. being able to set a pot limit, and redirect funds once it’s reached
  • if I know my bills are sorted for this month I want to save up a 6 month buffer. After that I want it to flow into investments and cash for fun.
  • rather than rejigging it each time things change, I wish I could say “bills pot £1000 cap” “safety pot £6000 cap” so it fills them up in order of importance

You can already pay direct debits from pots

Interesting - how do I hook it up with my audible subscription then?
At the moment (among other examples), I have £7.99 move from my bills pot the day before each month so audible can DD from my main account

You can’t use Bills Pots with card subscriptions yet (only with Direct Debits and Standing Orders), but you can vote for Monzo to implement it here:

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Hi, I pay myself a weekly amount on a Monday from a pot as spending money for the week.
I wondered if it was possible to put anything I didn’t spend automatically back into a different pot at the end of the week i.e last thing on a Sunday evening.

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The only way I can think of is by logging your purchases to a spreadsheet and then calculating the remainder there with a formula. Then schedule the value of that cell to move money from your main account into a pot each week if it’s not > 0 :thinking:

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Thanks @Ordog. That seems a bit too much for me. I’ll stick with a manual sweep for now.

So, @arthur-ceccotti anything here caught your eye yet?