Virgin Money Discussion & Feedback

Just got this email


Noticed I can set up Trusted Retailers on my credit card account, so it’ll stop asking for 3D secure all the time. Does mention from time to time they’ll randomly go through the full authorisation process to check it is me ordering.

Tbf this is just a card for random large purchases, so I’ll more then likely never use that facility.


So I signed up to their current and savings account a few months back but the rate very quickly got beaten by competitors. So now I have a VM account and no use for it, but cancelling looks like it involves some slightly faffy paperwork.

Is there any reason why I shouldn’t just CASS away to close the account? There aren’t any DDs on the account or any money in it, but would it still work?

Hailfax is running a switch incentive which doesn’t require any Direct Debits. Info here.


Virgin Money wallet. Coming soon. Service Temporarily Unavailable | Virgin Money UK

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Explain to me what this is, because Virgin Money certainly hasn’t


I’d guess a bit like curve, but collect virgin red points when you add cards and spend. Maybe even like airtime rewards.


The video explains it a bit better. It is a way to access your accounts from a range of Virgin products, which at the moment, will be Virgin Money, Virgin Red, and Virgin Atlantic (if I remember correctly). They seem to integrate with each other more than they currently do.

Although I agree, they haven’t explained it well.


Ah, totally different to what I’d envisioned :joy:

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It seems the Virgin Money wallet app is available on apple devices already

How’s it different to the Virgin Red app?

Based on the very rubbish explainations on the website, it also has your Virgin Money account and another Virgin comany account which I cant remember. I assume, overtime, they will add a few more Virgin companies into it.

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Just downloaded the VM app since closing current account last year.

Seems quicker than it was, and moving funds between savings and pots is instant whereas I’m sure it used to take a day.

Maybe current account to pot balance takes a day? I don’t have a current account yet, being processed for a new one.

Have they tidied up the instant spend notifications yet? Seemed a mess months ago.

in my experiences they can be instant some times or a couple minutes behind sometimes not showing at all.

Most annoying part is when u receive money from someone sending it you don’t get a notification.


So received this earlier from VM, not bad deal, used their insurance few times no issues, Really don’t like the app but mainly used for the Insurances.

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Anything going down in price is rare these days.


Is the card the same for the Club M as is the M Plus or whatever they’re called

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Yeah pretty much same thing

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Why have you taken the picture upside down?!

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Thought it looked cool