Vendor declined a refund I believe I am entitled to

Correct to a point :wink:

PS VR games you can get a refund to the wallet if a max of 16% of game completed or the game you purchased for VR Is causing motion sickness.

In game purchases no refund unless game dev confirms content not used in game and have blocked it.

Re cyberpunk, Sony had similar issues with No Mans Sky, the excuse was Devs made a press release stating after feedback from players they change it :joy:

I think this can be overwritten if a child bought it etc

That’s because that’s part of the Digital Single Market, which the UK refused to remain part of.

Nope, parents would do charge backs and console would be banned from playing online unless debt cleared on account and console serial banned if over Β£100 roughly I think.