# Using Monzo For Large Purchases **URL:** \ **Category:** Monzo Chat\ **Created:** [17 September 2018 20:34 UTC](https://community.monzo.com/t/using-monzo-for-large-purchases/47612 "2018-09-17T20:34:50Z")\ **Posts on this page:** 10\ **Page:** 1
**Author:** ![Venomx](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/venomx/32/60947_2.png) [@Venomx](https://community.monzo.com/u/Venomx)\ **Post date:** [17 September 2018 20:34 UTC](https://community.monzo.com/t/using-monzo-for-large-purchases/47612/1 "2018-09-17T20:34:50Z")
Hi guys. Been using Monzo for 3 months now and have had no problems. I’m considering getting a new TV for christmas ( £400 from curries ) Would this be ok or can i not use Monzo for large purchases ? Thanks ---
**Author:** ![Rat\_au\_van](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/rat_au_van/32/49103_2.png) [@Rat\_au\_van](https://community.monzo.com/u/Rat_au_van)\ **Post date:** [17 September 2018 20:36 UTC](https://community.monzo.com/t/using-monzo-for-large-purchases/47612/2 "2018-09-17T20:36:48Z")
It’s a bank account, use it like any other bank account ---
**Author:** ![anon91022732](https://avatars.discourse-cdn.com/v4/letter/a/e95f7d/32.png) [@anon91022732](https://community.monzo.com/u/anon91022732)\ **Post date:** [17 September 2018 20:44 UTC](https://community.monzo.com/t/using-monzo-for-large-purchases/47612/3 "2018-09-17T20:44:38Z")
your account has limits you can check in app, and if its over the limit (car) a quick chat with support should help ---
**Author:** ![chistery](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/chistery/32/8860_2.png) [@chistery](https://community.monzo.com/u/chistery)\ **Post date:** [17 September 2018 20:46 UTC](https://community.monzo.com/t/using-monzo-for-large-purchases/47612/4 "2018-09-17T20:46:22Z")
If you have a credit card though, that’s always the preferred way to buy large items for the protection it gives you. ---
**Author:** ![neovo](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/neovo/32/33453_2.png) [@neovo](https://community.monzo.com/u/neovo)\ **Post date:** [17 September 2018 20:54 UTC](https://community.monzo.com/t/using-monzo-for-large-purchases/47612/5 "2018-09-17T20:54:11Z")
I’m interested to hear why you’d think Monzo wouldn’t be OK for large purchases Be a worry if this is a widespread view or not…? 🤷‍♂️ ---
**Author:** ![rarther](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/rarther/32/11565_2.png) [@rarther](https://community.monzo.com/u/rarther)\ **Post date:** [18 September 2018 02:55 UTC](https://community.monzo.com/t/using-monzo-for-large-purchases/47612/6 "2018-09-18T02:55:46Z")
A “large purchase” in Monzo’s eyes is generally over £10,000 (Although check your settings to be sure of your limits). No need to worry about restrictions for £400 Some people spend that on dinner and drinks 🍴 🍸 ---
**Author:** ![Venomx](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/venomx/32/60947_2.png) [@Venomx](https://community.monzo.com/u/Venomx)\ **Post date:** [18 September 2018 05:46 UTC](https://community.monzo.com/t/using-monzo-for-large-purchases/47612/7 "2018-09-18T05:46:07Z")
I never made a large transaction before and wanted to know if there’s a limit ---
**Author:** ![o99](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/o99/32/83033_2.png) [@o99](https://community.monzo.com/u/o99)\ **Post date:** [18 September 2018 05:50 UTC](https://community.monzo.com/t/using-monzo-for-large-purchases/47612/8 "2018-09-18T05:50:56Z")
> [@chistery](#): > > If you have a credit card though, that’s always the preferred way to buy large items for the protection it gives you To add to this. @chistery is referring to section 75 protection. Here’s a description [https://www.moneysavingexpert.com/shopping/section75-protect-your-purchases](https://www.moneysavingexpert.com/shopping/section75-protect-your-purchases) Monzo cards, and debit cards in general benefit from a similar protection called Chargeback, although unlike Section 75, there’s no legal requirement for the card provider to provide Chargeback protection. ---
**Author:** ![mmccart1](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/mmccart1/32/119081_2.png) [@mmccart1](https://community.monzo.com/u/mmccart1)\ **Post date:** [18 September 2018 05:50 UTC](https://community.monzo.com/t/using-monzo-for-large-purchases/47612/9 "2018-09-18T05:50:57Z")
Limits in app for Android Account / settings (cox) / daily limits Its all the different limits for the account ---
**Author:** ![system](https://global.discourse-cdn.com/monzo/original/3X/a/e/aedf2f7852aef6ffcd99f29eac49128cfbd2ecc3.svg) [@system](https://community.monzo.com/u/system)\ **Post date:** [17 March 2019 06:01 UTC](https://community.monzo.com/t/using-monzo-for-large-purchases/47612/10 "2019-03-17T06:01:38Z")
Closed on 17 March 2019 06:01 UTC This topic was automatically closed 180 days after the last reply. New replies are no longer allowed.