London. One of the affected merchants only sells umbrellas, so maybe Stripe were confused that the level of potential fraud was too low!
There is no such thing as “too low” of a fraud risk. Even services that sell “useless” items or non-tangible goods (Patreon, donations, etc) are used by fraudsters to check whether a compromised card number is valid (they don’t care about the goods, just the outcome of the transactions) before going on a proper shopping spree with that card number.
I was simply making a joke about the city of London also containing The City of London, where fraud would typically be perpetrated on a much larger scale.
That’s weird. I bought travel insurance from them using Monzo last weekend without issue.
I’ve had the same issue but this was before 3D Secure was a thing. I used a legacy bank card and it used 3D secure so I assumed this was why at the time
That’s bizarre… stripe are a monzo backer.
Never had any problem with things like patreon myself but it may well be regional as well.