"Users Who Criticise Monzo Get Shouted Down Here"

I’m afraid you’ve completely missed the point of my post. Having given other users enough time to reply, I’m confident that it’s clear so if you read it again, you’ll see that, that’s not what I’m doing at all.

If there’s any particular comments that I’ve made which don’t make sense to you or that you don’t agree with then let me know & I’d be happy to explain them.