🇺🇸 Monzo in the USA [Discussion]

[Angieb (Angela Brown)]

@GalaxyMergirl

Well, that lines up with my theory that the Mastercard advice of entering the digits from your postcode followed by zeroes to reach five digits possibly works no better than chance alone.

@RichardR, do you have any insight into if this is actually any more likely to authorise than random chance is?

I know that even when payments are taken over the phone a postcode isn’t needed for the transaction to be approved on other cards so as their isn’t a way to skip it this is another method of bypassing it and I personally don’t feel it makes the card any less safe.