Are credit card pots something that will come to the UK. Is it a function that others would like? Is it something that is achievable with the linked accounts?
It’s something they built tailored and specifically for their US customers by the US team.
The US folks are quite literally killing it in terms of designing features for their user base that I’ve been wanting a bank to offer in the U.K. for so long. US customers can even assign merchants to pots too. Something the U.K. team have always told us would be impossible, which is why we got the rather hobbled and over engineered virtual card solution.
I hope it comes to the U.K. but I won’t hold my breath for it. In theory with open banking, it would have been much easier to build it for the U.K. too.