I can probably assume that this cannot be done; but to be sure does anyone know if two Help to Buy ISA’s can be used for a mortgage application in one name?
The reason I ask is my partner is leaving her current job and her new job would be on a temp contract for a year, then she would be made permanent.
Rather than waiting we are looking to persue getting the mortgage in one name for now then further down the line when we re-mortgage add her on to it…
I would imagine that it isn’t possible to do this. To qualify for the help to buy bonus, they would have to use it on a house that they were purchasing.
You also get into the problems of is her deposit a gift or a loan? Banks don’t tend to like loans from family and if it is a gift your girlfriend would have to sign her rights away to both the money and the property.