Turn off over-budgeting

There are already a million budgeting apps out there and hundreds of banking services that come with a budgeting feature. I would love a setting to limit how much you can budget to your current card balance, which many of those out there don’t do. It prevents overspending and unrealistic budgets, helping to build good spending habits. It currently pushes the max budget if the total budget comes up above the spending budget.

Also it would be nice if we could budget outside of increments of $5.