# Transferring flex to a 0% balance credit card **URL:** \ **Category:** Financial Chat\ **Created:** [12 September 2024 13:50 UTC](https://community.monzo.com/t/transferring-flex-to-a-0-balance-credit-card/168552 "2024-09-12T13:50:49Z")\ **Posts on this page:** 12\ **Page:** 1
**Author:** ![LewisA1996](https://avatars.discourse-cdn.com/v4/letter/l/3ec8ea/32.png) [@LewisA1996](https://community.monzo.com/u/LewisA1996)\ **Post date:** [12 September 2024 13:50 UTC](https://community.monzo.com/t/transferring-flex-to-a-0-balance-credit-card/168552/1 "2024-09-12T13:50:49Z")
Good morning . I hope you are all well. I have just got a 0% transfer balance card which lasts for 12 months. I was hoping to transfer my flex balance over to this as it would save me a ton of money. If it’s not directly possible is there a work around where I can purchase something from myself without paying extra costs?, maybe PayPal or anything?. Please can someone point me in the correct direction it would be massively appreciated. I have checked on my banking and at this moment as I’ve just opened I am unable to do a money transfer. Thanks. Corey. ---
**Author:** ![Carlo1460](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/carlo1460/32/122202_2.png) [@Carlo1460](https://community.monzo.com/u/Carlo1460)\ **Post date:** [12 September 2024 14:02 UTC](https://community.monzo.com/t/transferring-flex-to-a-0-balance-credit-card/168552/3 "2024-09-12T14:02:14Z")
It’s not possible to transfer balances from Flex. Buying something from yourself will likely incur a charge somewhere down the line. The only possibility is a money transfer card, and on receipt of the funds pay off Flex, but looking at the end of your post that’s not possible. ---
**Author:** ![Revels](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/revels/32/120556_2.png) [@Revels](https://community.monzo.com/u/Revels)\ **Post date:** [12 September 2024 14:06 UTC](https://community.monzo.com/t/transferring-flex-to-a-0-balance-credit-card/168552/4 "2024-09-12T14:06:46Z")
Depending on how much it is, you could MonzoMe yourself with your new credit card. ---
**Author:** ![jonj1](https://avatars.discourse-cdn.com/v4/letter/j/b77776/32.png) [@jonj1](https://community.monzo.com/u/jonj1)\ **Post date:** [12 September 2024 14:14 UTC](https://community.monzo.com/t/transferring-flex-to-a-0-balance-credit-card/168552/5 "2024-09-12T14:14:41Z")
[monzo.me](http://monzo.me) doesn’t take credit card, if you have a business paypal account you can pay yourself for goods and services with PayPal - they might hold the money for up to 21 days depending on how much it is if you have a new account, if you use the friends and family option with PayPal this will be treated as a cash advance ---
**Author:** ![LewisA1996](https://avatars.discourse-cdn.com/v4/letter/l/3ec8ea/32.png) [@LewisA1996](https://community.monzo.com/u/LewisA1996)\ **Post date:** [12 September 2024 15:00 UTC](https://community.monzo.com/t/transferring-flex-to-a-0-balance-credit-card/168552/7 "2024-09-12T15:00:04Z")
I wish I did but already done balance transfer so it is too late. ---
**Author:** ![Carlo1460](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/carlo1460/32/122202_2.png) [@Carlo1460](https://community.monzo.com/u/Carlo1460)\ **Post date:** [12 September 2024 16:15 UTC](https://community.monzo.com/t/transferring-flex-to-a-0-balance-credit-card/168552/8 "2024-09-12T16:15:03Z")
Curve will work, but usually a fee on their side. ---
**Author:** ![jonj1](https://avatars.discourse-cdn.com/v4/letter/j/b77776/32.png) [@jonj1](https://community.monzo.com/u/jonj1)\ **Post date:** [12 September 2024 16:50 UTC](https://community.monzo.com/t/transferring-flex-to-a-0-balance-credit-card/168552/9 "2024-09-12T16:50:10Z")
This is pretty useful to know, do you know if this likely breaks any TOS other than the credit card provider? ---
**Author:** ![Carlo1460](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/carlo1460/32/122202_2.png) [@Carlo1460](https://community.monzo.com/u/Carlo1460)\ **Post date:** [12 September 2024 17:02 UTC](https://community.monzo.com/t/transferring-flex-to-a-0-balance-credit-card/168552/10 "2024-09-12T17:02:10Z")
It never did for my aqua card, can’t remember if I was charged a cash fee their side, but I don’t think I was. ---
**Author:** ![Mogolent](https://avatars.discourse-cdn.com/v4/letter/m/ac8455/32.png) [@Mogolent](https://community.monzo.com/u/Mogolent)\ **Post date:** [12 September 2024 17:21 UTC](https://community.monzo.com/t/transferring-flex-to-a-0-balance-credit-card/168552/11 "2024-09-12T17:21:34Z")
Try money transfer instead. Barclaycard for example ![IMG_2828](https://global.discourse-cdn.com/monzo/original/3X/9/1/91d2a05cc17567ee2a70a5ef4520e04f95eb97c4.jpeg) ---
**Author:** ![Pawpi](https://avatars.discourse-cdn.com/v4/letter/p/7ba0ec/32.png) [@Pawpi](https://community.monzo.com/u/Pawpi)\ **Post date:** [24 December 2024 19:30 UTC](https://community.monzo.com/t/transferring-flex-to-a-0-balance-credit-card/168552/12 "2024-12-24T19:30:44Z")
I’ve just run into this same thing. It’s actually a bit frustrating, as I’ve just cleared my barclaycard and got a balance transfer offer, but all anyone can tell me is that they can’t transfer to Monzo credit cards? Can anyone explain why this is? ---
**Author:** ![seanmd1](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/seanmd1/32/19777_2.png) [@seanmd1](https://community.monzo.com/u/seanmd1)\ **Post date:** [13 November 2025 10:30 UTC](https://community.monzo.com/t/transferring-flex-to-a-0-balance-credit-card/168552/14 "2025-11-13T10:30:48Z")
I had this question too as I thought it would be possible but it seems not. In case anyone from Monzo is reading this can somebody answer why this isn’t possible please? ![Screenshot_20251113_122752_Monzo](https://global.discourse-cdn.com/monzo/original/3X/c/c/cc7f0e777ae6c367361c3ece506311449ef781d1.jpeg) ---
**Author:** ![Carlo1460](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/carlo1460/32/122202_2.png) [@Carlo1460](https://community.monzo.com/u/Carlo1460)\ **Post date:** [13 November 2025 11:20 UTC](https://community.monzo.com/t/transferring-flex-to-a-0-balance-credit-card/168552/15 "2025-11-13T11:20:22Z")
Most likely a technical setup as flex is more linked to the current account than a standalone. @tjvr i think might know