Trading212 actually recently updated this chart after being prompted:
You can find it here and more on their community forum:
Simply put, T212 CFD account cross subsidises their free Trading212 Invest, and ISA, accounts. Think what you will of this model but here’s T212’s take:
They do plan to monetise it eventually:
Disclaimer: I’m a small Freetrade crowdfunding investor and one of the app’s early users. I’ve had T212 Invest account for less than a month. The only thing Freetrade has better than T212 atm is a more elegant looking app (subjective) and an interactive community forum (recent crackdown aside). In every other area, T212 came out of nowhere - while we were focussing on the threats of Robinhood and Revolut - and overtook them overnight. Their development and execution has been insane, and their pipeline of new features coming in April will extend their lead. Freetrade have serious catching up to do but the bigger picture is their real rivals are the incumbents, not each other, hence why I have both accounts and would suggest others try both too.