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You can with Photoshop* - here’s the two I did yesterday for the MiniMe spending money pots/VC’s…

Screenshot_20210915-144949

*Other, capable graphics software also available.

7 Likes

Would be nice if the pot image actually did take on the virtual card artwork. Or better yet, would be nice to have some more pot image in the app that used the new gradients they use for custom categories and virtual cards.

4 Likes

Ah ha, that’s the way to do it - do it the other way around!

(Not optimal but good enough, I think!)

1 Like

Personally, I think the background behind the card(s)/pot should take on the virtual card colour - similar to how it is/was blue for plus users?

2 Likes

Really love this idea :ok_hand:

4 Likes

I was so pleased when I first tested that and found it updated so quickly!

Unfortunately each of the designs has to be independently configured: I’m not aware of a way for us to dynamically generate card artwork, or have lots of variations. Uploading 8 times 2 designs (Apple + Google Pay) took me long enough :see_no_evil:

12 Likes

I’ve just been through and changed a couple of subscriptions over to Virtual Cards attached to Pots.

All at Monzo, this is really great - well done!

One bit of feedback: When selecting a funding source for a Virtual Card, having to select from a list and then tap β€œClose” doesn’t feel quite right. As it’s a list where I’m only going to select one item, I’d expect the action to occur when I tap on a pot in the list, not having to confirm it with another button.

9 Likes

How does Apple Pay identify the colour change?

Does the card and the bank constantly exchange digital handshakes? Is there specific identifiers not related to the card number

1 Like

This is what I thought would happen, definitely needs a description on the virtual card in Apple Pay.

I’d like to know this too. I always thought it was tied to the BIN. At least that was the excuse N26 kept spouting for the metal cards using the N26 Black artwork in Apple Pay. That was still never fixed during their entire time in the UK.

2 Likes

I was under the impression that the graphical representation HAS to reflect the actual card (an Apple rule) - if that was the case I’m surprised they were allowed to get away with it.

Do any other cards from other issuers not match?

N26’s still don’t. Not properly anyway. Standard accounts are now virtual only. It’s a green card. But you can still ask for a physical, which isn’t green, but transparent. AFAIK their metal ones still don’t look like metal in Apple Pay, and the N26 You Cards don’t look like N26 You cards either. The latter issues could be fixed, but last I had mine in Apple Pay, N26 were using a generic black card with a silver strip at the bottom for both You and Metal cards:

Edit: This is apparently fixed with newly issued cards after December 2019. Cards issued before then are stuck with the old generic artwork.

For a while my Barclaycard looked liked the back then unreleased grey re-design.

HSBC has a new design in Apple Pay, but they’re not issuing those card designs on the physical one yet.

Of course, Apple Card looks nothing like the physical one. That’s a special animated one.

There are probably others out there that don’t represent their physical counterpart either.

3 Likes

:eyes::eyes:

12 Likes

Oh Dan.

11 Likes

The new BA Amex designs don’t. I have the new design card but the old Apple Pay design.

2 Likes

I think this got launched?!

Went to manage pot, and said I can have virtual card for it. And got me to the virtual card flow allowing to select which pot to pay from.

It has to be a new virtual card, not an existing one.

1 Like

Yup, two days ago! :smiley:

1 Like

Thanks I am slow. But can’t seem to get virtual card into the Google pay wallet. Maybe I need a new one for that too.

You can add it manually, but only a newly created virtual card not one you created prior.

2 Likes

Created new one. Can add it to Google pay as online only card. Cannot activate contactless on it to use it for NFC payments. Sadness.