“Committed Spend” toggle
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A “Committed Spend” toggle could potentially also be useful as a replacement for the “Bills” category, which would be renamed as the “Household” category.
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Creating a “Committed Spend” toggle and renaming the “Bills” category as the “Household” category would have the following benefits:
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Simpler and easier categorisation of stuff like a Netflix subscription, which is both “Bills” and “Entertainment”.
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Provides the previously requested “Household” category, which still works for things currently categorised as Bills (eg: council tax, water, energy).
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Removes the need for the “Repeating payment” toggle currently found in all transactions. If the “Committed Spend” toggle is toggled on for a transaction which isn’t a Direct Debit or bank transfer, the app could bring up the “Create Subscription” flow. This reduces clutter on the transaction details screen.
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NB: I’ve put this as a comment so it doesn’t distract from the previous post, but it is a related idea.