# "Thoughts on ATMs"

**URL:** <https://community.monzo.com/t/thoughts-on-atms/36401>\
**Category:** Monzo Chat\
**Created:** [16 April 2018 19:49 UTC](https://community.monzo.com/t/thoughts-on-atms/36401 "2018-04-16T19:49:48Z")\
**Posts on this page:** 1\
**Showing post:** 22

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**Author:** ![garete](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/garete/32/3947_2.png) [@garete](https://community.monzo.com/u/garete)\
**Post date:** [16 April 2018 20:59 UTC](https://community.monzo.com/t/thoughts-on-atms/36401/22 "2018-04-16T20:59:41Z")

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> [@anon44204028](#):
>
> a pop up dialogue in the app asking for donations to pay for the coffee in their office

_[Did we mention you look nice today?](https://community.monzo.com/t/reducing-the-cost-of-debit-card-top-ups/28702)_  
.

> [@Will Monzo Continue To Offer Free ATM Withdrawals Outside the UK?](https://community.monzo.com/t/will-monzo-continue-to-offer-free-atm-withdrawals-outside-the-uk/12283/14):
>
> Roughly speaking, a year’s worth of UK ATM withdrawals for an average user might cost Monzo £1. ATM usage within the EU costs another £1 per user. Outside-EU usage costs about £8. And that’s averaged across the entire Monzo userbase of hundreds of thousands of people. In reality, these outside EU ATM costs are driven by a very small fraction of users, some of whom are each costing Monzo £100+ per year in ATM costs alone.

If Monzo are having a problem generating £1 per user, that’s not a good sign.

My thoughts on ATMs: don’t tell me to think about using UK ATMs. I’m taking cash out for a (good) reason.

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_[View the full topic](https://community.monzo.com/t/thoughts-on-atms/36401)._