But then you’re producing 3 different types with 3 different colour schemes and manufacturing processes so the price will at least triple.
With the prepaid, cards were produced in massive bulk and because they were not personalised until activation, you could just walk to the office and grab a replacement if you needed. The same is true of Current Account except names are now embossed so if you choose to have your name your card will be custom embossed - not massively expensive and if you need one in a hurry you can just grab one without your name on it. Running 3 different production lines with different card standards is just going to astronomical.
I’m all for disrupting banking but I’m not sure unembossed cards are really what we should be concentrating on. Imo, the totally valid benefits of unembossed don’t outweigh those of having embossed cards - accessibility being a key thing.
Either way, it may well cost Monzo materially more to produce unembossed cards through their supplier. (And suggestions that Monzo should try and outdo Gemalto et al are a bit silly imho!)