Saw this rated 9.8 “bank”
What do you guys think
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What makes you think it’s a scam?
Seems fully legitimate to me, suitable for people with a CIFAS marker, or a questionable credit history potentially.
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Not everything that charges more money than expected is a scam. The screenshots you posted have nothing in them to suggest that this would be a scam at all – are you privy to any other info?
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That’s fair, I think maybe I just thought that because they charge you money for ATM withdrawals in the U.K., I thought it was a scam
Monzo will charge for ATM withdrawals in some circumstances.
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Charging for things does not make it a scam. It makes it a poor competitor to other non-charging alternatives. However, for many people, this will be the only bank option they’d be able to use due to the lack of credit checks etc.
Charging != SCAM.
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I hope everything on that list is correct or someone will be sending a strongly worded email.
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Who? 
I’m not thinking of signing up (yet)
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After looking at the website it actually looks decent especially for those who can’t get a regular bank account or even new to uk.
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Exactly 
That’s how I heard about Suits me in 2016.
My housemate had an account as she was new in the UK and couldn’t open a Lloyds bank account yet 
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It’s for people without POA or with fraud issues as there’s no credit check. In return you get a prepaid card & fees that banks usually take on the chin with a view to cross sell you credit or investment products.
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