If I start the reverse saving in January it gets easier just in time for Xmas, isn’t that the point? To make it a “Xmas” pot, invest in it now for next year etc??
Gotta disagree, they have the 1p savings challenge and the reverse 1p savings already, plus many will find it difficult to save £202 in December what with Christmas. Much easier to save £10 that month.
Ability to see balance in IFTTT would be really good, I would add it to my morning routine on Google Home. Currently the same can be achieved using Monzo API but without programming knowledge it will be difficult to implement.