I just tapped in on a Lothian Bus and got an alert from Monzo saying I would need to use chip & PIN for enhanced security (or something to that effect). The 10p charge went through and the bus’s reader was happy, and when I opened the Monzo app there’s no message about chip & PIN. So I’m a bit confused:
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I thought city transport transactions were excluded from SCA (as confirmed by @milo in the original post on SCA)
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I’m now worried that when I next try to get the bus my card will be rejected. I can’t switch to Apple Pay because then my fare won’t be capped at the day ticket rate
Does anyone know what’s going on?