The what?!
Agree, the fact both Monzo and Starling are both doing really well is a good thing. Tribalism over a bank is ridiculous in my view, but particularly when both are disrupting the market and are challenging the status quo.
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My comment was not tribalism just an fyi. It was pointing out the fact that someone was saying starling stole ideas from Monzo. I was pointing out that starling was and is at the forefront of inovation in british banking. A little bit dense if you think otherwise.
I couldnt care much about either bank nor have any intrest in which is better or the whole vs thing. Shows the mentality of people on here that they took my comment like that. Lack of objectivity clearlyā¦
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For me I couldnāt care a flying fig about who was or wasnāt first. It really doesnāt matter unless you are in some sort of playground fight which this seems to have descended into. The positives are that we are getting āmodernā banking which we need, transfers which happen within minutes, great detail on what and where you have spent the cash and in some instances (Chase for example) fantastic overseas exchange rates.
So for me anything that has brought this about is a bonus and as someone mentioned earlier Apple rarely appear ahead of the game but when they join it they normally do it better.
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There two very different banks appealing to two different market segments, the only connection now is there app based.
What Iāll say about the Monzo of 2020, is it smacked of a business that had lost hope, where Starling of 2023 needs a new voice whilst drifting in mid table
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Put that in your feedback to Anne, its her claiming first all the time.
I am not sure why you would moan about people here pointing that out as bad.
Chase uses the Mastercard rate doesnt it? like Monzo/Starling and the rest have for years so I not sure why you would pick out Chase as an example given the other fintechs having been using that for literally years.
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Why Chase? Well MSE says something along the lines of ānear perfect exchange ratesā Iām happy with that.
As to the other stuff, like I said I really am not interested as long as the banking āexperienceā improves for all.
Grab it. Before it scone 
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Starling also released their financial report.
(For comparison) this person also did a thread on monzo
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Any idea what that is about?
Are they the same shapes as the virtual cards? More virtual cards?
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Thatās the signs on the virtual cards yes, wonder if itās joint account versions coming soon.
Edit:
Joint account virtual cards are live! Just checked in my app.
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I was going to say joint account virtual cards. Theyāre the same icons.
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How did you get to them? Iām fumbling around in the app and canāt see any options to create one
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Space - Manage Space - Create Virtual card at the bottom.
Probs phased rollout.
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Finally! Iām sick of having to use my otherwise empty personal account VC for subscriptions. Not live for me yet but Iām happy with this addition.
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Anyone else got joint VC yet? Still nothing on my app. 
Literally five posts above yours.