They have other codes too. I posted the full list back in August.
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Interesting news: Joe Gordon, the former Chief Executive of First Direct, is to be the new Chief Operating Officer of Starling.
He promised lots of innovations at First Direct, but the only thing I noticed was the change from Visa to Mastercard debit cards. It will be interesting to see if he changes anything at Starling.
https://www.fintechfutures.com/2025/01/uk-challenger-starling-bank-appoints-joe-gordon-as-new-coo/
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I suspect he will stand a better chance of succeeding at Starling than he did at FD.
I would imagine achieving any meaningful change within HSBC would be akin to manoeuvring a cruise ship with wooden paddles. They are just too big and too legacy.
Good luck to him.
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I think all those 40 codes youāve quoted should be 04 codes.
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You are correct. I will edit the post.
I noticed on the finance set-up thread, a few people saying they had Starling, but werenāt really using it, and thatās the exact position Iāve ended up in. I like itās simple and ad-freeā¦but thereās no cash back, no interest on current account, no packaged account. I will use it for the odd payment in another country, but itās rare I need that, so it doesnāt really fill a need. Very minor point but I think the debit card colour is horrible and clashes with other physical cards in the wallet and even on ApplePay!
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Trying not to get too āfanboyā with Starling, āno interest on current accountā isnāt strictly (at least for the next 14 days) true. Until next month their current account does have 3.25% interest on it and itās had that for over a year or so. Next month (14th) theyāre removing it because theyāve ālaunchedā (in a completely broken way) their own instant access savings account.
Based on what Monzo have down with their packaged accounts, I hope Starling never launch them personally.
The one feature thatās kept me with Starling (other than the simplicity of the app - for better than the cluttered Monzo) are the free virtual cards that can then be linked to individual savings spaces. That helps me with budgeting - Iāve got 2 spaces and virtual cards setup, one for ābillsā and one for Amazon. The āBillsā one then has all the Direct Debits and also that card is what I use for any subscriptions (Netflix, Disney+ etc.) so I know exactly how much I need to keep back to pay for all that. The āAmazonā pot is to add a bit of friction to impluse buying - the pot is kept empty, if I see something I want to buy online (not just Amazon, but it was a handy name) then I need to first go into Starling and manually transfer over into the pot the amount I need to pay for it. Thatāll give me 5 seconds to reconsider if I really need it or not.
I donāt know any other bank at the moment that offers free virtual multiple cards and multiple pots/spaces like that. Monzo has it behind a paywall and Chase has itās weird āonly one card but you can manually attach it to different accountsā whichāll be ok for the āAmazonā idea, but no good for paying for subscriptions regularly.
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Revolut offer the free virtual cards but their pockets are implemented a little differently.
Soon to be a fully fledged bank of course.
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You can pay direct debits from them, and once the recurring card payments have been taken once, they can then be moved to a pocket.
There is option to assign a card to a pocket out there, I donāt have that option on iOS, but Iām sure some Android folk had it. This was ages ago, so you spend directly from pocket which would be great.
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Card > set spending limit might be a workaround but not wholly separate.
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I also didnāt mention that Iāve also still got the āConnected Cardā that they launched during Covid but I think theyāve now stopped offering, but still works. So, thatās my āpetrol moneyā card for the month.
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So, vaguely talking about āoverlooked innovationā with Starling, does anyone have any specific services linked through the Marketplace with Starling?
Things like PensionBee, Wealthify, Habito?
When it launched, it sounded like an interesting/good idea - but I think even Starling are a bit embarrassed about it and have hidden it away now. Itās main use now is looking at what youāve connected via open banking so you can check and disable it if you want.
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Starling should update their merchant data (logos and business names) -also add number of total transactions for merchants/ categories (past a years worth)
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Hello bobrobert 
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Checked last week out of curiosity to see what shows for me (closed my account over a year ago now), and I got the business account options on the āopen a new accountā page. Now though, Iām getting the same as you. Not sure what triggered that to happen.
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Itās new, only happened this week.
Now they just need to let people change the image.
And have more than one.
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Or even one 
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And allow the scheduling of payments and withdrawals. Pointless otherwise.
No better than Zopa 
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But itās a savings account and starling donāt do scheduled withdraws as far as Iām aware.
Exactly my point