Stagnant 2022?

But on topic, I do kinda see the point.

My theory would be it’s a delicate balance between “problematic enough to impact monzo’s day to day activities” vs “runs relatively queityly and easily enough”, with a dash of “sometimes gives useful insights” thrown in.

Perhaps I’ve had my Cynic-o’s this morning.

I adore this place though, one of the few forums I spend a lot of time on nowadays, but I do think it fits in that perfect sweet spot of the three things, plus the fact that the Monzo developments, generally, are less “groundbreaking” thing these days.