# Square Payment Processing **URL:** \ **Category:** Fintech Chat\ **Created:** [15 June 2020 19:04 UTC](https://community.monzo.com/t/square-payment-processing/99498 "2020-06-15T19:04:40Z")\ **Posts on this page:** 10\ **Page:** 1
**Author:** ![CJ0206](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/cj0206/32/41814_2.png) [@CJ0206](https://community.monzo.com/u/CJ0206)\ **Post date:** [15 June 2020 19:04 UTC](https://community.monzo.com/t/square-payment-processing/99498/1 "2020-06-15T19:04:40Z")
Anyone use a square card reader for their business? I’ve just ordered one of their card readers as it was free. I know there is a fee per transaction. From [10 ways to have more money](https://www.facebook.com/10ways/) on Facebook: > Free Square Card Reader (to take payments on the go) - Normally these are £15-£18. Note: It’s a 1.75% transaction fee for all sales so whilst it’s free you’re charged a fee for each use. No monthly charge though so ideal for any small businesses / sole traders that don’t do a lot of in-person card purchases. > > Accept chip and PIN cards, contactless cards, Apple Pay and Google Pay. Connect Square Reader wirelessly to your iOS or Android device with Bluetooth LE > > 1. Create an account (asks quite a few questions, you can skip some of them) > 2. Add this to basket [https://10ws.co/2N2AJV0](https://10ws.co/2N2AJV0?fbclid=IwAR2eOBKkQd98hqUiPoE0YSy4G78SkvIpa9qTmC7vN-PV1sm3ueWTTIJTYnE) > 3. Enter code TSBSQUARE > > Boom done. Not a promoted post. Thanks to Mccoy ---
**Author:** ![jzw95](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/jzw95/32/5896_2.png) [@jzw95](https://community.monzo.com/u/jzw95)\ **Post date:** [15 June 2020 20:25 UTC](https://community.monzo.com/t/square-payment-processing/99498/2 "2020-06-15T20:25:15Z")
Depending on the volume and amount of your transactions, SumUp might be cheaper for you over time. The card reader costs £40, but their transaction fee is 1.69%. (Basically, once you reach £66,667 of sales, so it really depends on your sales volumes.) > **[SumUp - Pricing](https://sumup.co.uk/credit-card-processing-pricing/?prc=AIR39GBP-s-3GP129GBP-s-AIRBF9)** > > One transaction fee for any card and no monthly costs. ---
**Author:** ![CJ0206](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/cj0206/32/41814_2.png) [@CJ0206](https://community.monzo.com/u/CJ0206)\ **Post date:** [15 June 2020 20:29 UTC](https://community.monzo.com/t/square-payment-processing/99498/3 "2020-06-15T20:29:56Z")
My use will be sparse to be honest. ---
**Author:** ![sde1000](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/sde1000/32/1593_2.png) [@sde1000](https://community.monzo.com/u/sde1000)\ **Post date:** [15 June 2020 21:23 UTC](https://community.monzo.com/t/square-payment-processing/99498/4 "2020-06-15T21:23:03Z")
SumUp readers are often available at hefty discounts. Rymans were doing two-for-one when I picked some up in March. ---
**Author:** ![StuartB](https://avatars.discourse-cdn.com/v4/letter/s/dbc845/32.png) [@StuartB](https://community.monzo.com/u/StuartB)\ **Post date:** [15 June 2020 22:32 UTC](https://community.monzo.com/t/square-payment-processing/99498/5 "2020-06-15T22:32:20Z")
Used Square as a solution for a coffee kiosk in the City when I was still in the coffee game. Worked absolutely faultlessly for us. I wouldn’t recommend iZettle incidentally - the reliability wasa nightmare for us as I remember. ---
**Author:** ![xnox](https://avatars.discourse-cdn.com/v4/letter/x/59ef9b/32.png) [@xnox](https://community.monzo.com/u/xnox)\ **Post date:** [15 June 2020 23:12 UTC](https://community.monzo.com/t/square-payment-processing/99498/6 "2020-06-15T23:12:03Z")
As a customer I have noticed lots of places starting with iZettle and then switching away to anything else. ---
**Author:** ![semikie](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/semikie/32/2402_2.png) [@semikie](https://community.monzo.com/u/semikie)\ **Post date:** [16 June 2020 07:35 UTC](https://community.monzo.com/t/square-payment-processing/99498/7 "2020-06-16T07:35:31Z")
I used to use iZettle, but now use the SumUp 3G reader, money next day at 4pm ---
**Author:** ![desu](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/desu/32/57996_2.png) [@desu](https://community.monzo.com/u/desu)\ **Post date:** [16 June 2020 08:35 UTC](https://community.monzo.com/t/square-payment-processing/99498/8 "2020-06-16T08:35:10Z")
Theres a doughnut stand on my local market that has used Paypal here, Izettle and now sumup. All of the fintech acquirers it seems. ---
**Author:** ![harveywlong](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/harveywlong/32/19462_2.png) [@harveywlong](https://community.monzo.com/u/harveywlong)\ **Post date:** [10 July 2020 06:50 UTC](https://community.monzo.com/t/square-payment-processing/99498/9 "2020-07-10T06:50:04Z")
I use the square payment gateway mostly, as the payouts over Stripe are much quicker. ---
**Author:** ![Feathers](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/feathers/32/45868_2.png) [@Feathers](https://community.monzo.com/u/Feathers)\ **Post date:** [6 January 2021 06:50 UTC](https://community.monzo.com/t/square-payment-processing/99498/10 "2021-01-06T06:50:08Z")
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