Simple Questions Thread (Newbie friendly 🙂)

Technically you can. The ombudsman exists and is the far better route - it’s there because courts and solicitors are out of reach of most people. However there’s nothing that prevents someone going through the courts instead, it’s rare due to the cost, complexity of the cases and the time (it certainly wouldn’t be a quicker route) - it does happen occasionally when larger amounts are involved.

@DanielG1974 sorry to hear about the situation, unfortunately you’ll have to wait though. You can try calling them. Monzo support times are very slow, but hopefully this is just a routine delay.

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If you’ve downloaded the app and clicked log in not sign up, be sure you’re using your email account linked to monzo.

Search your email inboxes for “monzo”.

Email has generally been quick for me to get a response, usually within a day or two, but 5 working days is general rule.

I appreciate your response. Not knowing is making me imagine all sorts of worrying things. It just seemed a very long time. Supposed to be moving in two weeks and I may loose the house because of this.

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Thanks, I asked to change my email as i do not have access to the original email . But that is tied up in this delayed request.

Hi all! New to Monzo here

I’m wondering when BACS credits show on your on account (eve if pending). I’m due to to be paid tomorrow (first time since switching) and as yet no sign that I will actually be paid, so when does Monzo show that a BACS payment is on its way.

Thank you

Usually a couple of working days before (in my experience). If you’ve recently switched, though, you might get paid to your old account but it should be instantly forwarded. I don’t know whether that will mess with Monzo showing it pending, though.

Hi. Welcome.

Monzo will show you when they see it.

That can be the day before, the day before that or on the day.

You might not be paid by BACS, that’s the term a lot of places use and it might state that on your payslip, but it isn’t always the case.

Thanks for your reply. The payment hit my account and cleared this morning without need of asking for an early payment. It should have gone in tomorrow and with my last bank it would have been early morning tomorrow.

I’m hoping that using Monzo will simplify bill payments etc. I’ll see how I go so far so good! I’m setting up some Direct Debits and figuring out the best way to do it to pay from a pot.

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Maybe your employer switched things up because it’s a BH and did a faster payment instead of BACS for that reason.

I can usually see my salary by about 9ish the before before official payday, so I can claim it at 4pm, but sometimes it’s earlier, sometimes later.

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I only recently switched. last month i got paid on the monday but saw it in monzo on the thursday (paid early friday) this month paid tuesday, appeared in monzo friday and claimed early on monday.

So for me looks like 3 working days before its due is when it appears in Monzo. This ties in with the Monzo blog post on the topic

Hi! I’ve been using Monzo here in the UK. (Online banking was a novel concept to me as I’m from elsewhere originally.)
I was wondering if anyone had an answer for my situation:
I’m moving to Australia to work, not planning on coming back to the UK any time soon, and have enjoyed the simplicity and convenince of Monzo.
Can I get a Monzo account in Australia/NZ, or will I have to close it out and move to brick and mortar banking?
Or is there another similar online bank there?

Unfortunately not. You could risk just keeping using your Monzo account knowing it could be closed at any time, or open an account In Aus/NZ and just leave your Monzo account dormant incase you do come back to the UK.

Thank you. I’m trying to simplify and cut down on the number of foreign accounts I have to list.
So Monzo’s out as an option going forward.

Hi @hjh

You’ll want to check out Up in Aus :kangaroo:

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Only if you tell them.

They’ll notice eventually when you’re only buying kangaroo lunches, Fosters and spider repellant, but “I’m working away and I will be returning to the UK” is probably enough to keep the account. Depends how long you’ll likely be gone.

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I’m not worried about the UK, and I like spiders. But thanks.

Thank you!

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I cant access my app and cant get in to my monzo account. How can i log in and who can help me please?

Why can’t you access it? Is it giving you an error message?

Most common mistake people make is input the wrong email address. Make sure you’re using the right email address.

If you’re using the correct email, and a delete-restart-reinstall doesn’t fix it then email help@monzo.com or call the number on the back of your card

Hi @WendyAshton & welcome :wave:

Follow the steps in this post to start with: