Should Pots balances be counted for overdraft fee calculations?

Well, the statement doesn’t make sense at all, but in fairness it would be visible why overdraft fees would be charged: in the right most column of each payment is the account balance at that time, so you could work it out from there.

However, the statement is a right mess:

  • balance at the last transaction: £5 (first line, right column), but total balance: £20? :thinking:
  • even worse:
    • starting balance (not explicitly shown on statement, but known to me): £0,
    • “Total deposits”: £20,
    • “Total outgoings”: £15,
    • gives a “Total balance” of… who can do the math… £20!!! :exploding_head:
1 Like