While on holiday in Italy recently my friends and I were discussing how convenient it would be having an option to transfer money in different currencies. This arose while splitting a bill in Euros (when we use GBP). It would save having to convert currencies with exchange rates etc).
However, if both sender and recipient are banking in GBP you will loose some money if you convert GBP > EUR > GBP, so it’s not really a good idea to do that.
Wait until the transaction settles, then divide the GBP amount by x