This was great, I would love to see breakdowns more often maybe in my monthly summary too, I clearly buy too much stuff from Amazon.
Hmm, Iāve got 12 separate screens to scroll through. How long have you been using Monzo? Just wondering if you have enough info for it to generate from.
Iāve got 5 screens (times card used, friends on Monzo, payments sent, payment received, card spending graph). The 6th screen is simply the āshareā screen but without any graphic or way of sharing without screenshotting.
Thatās the only thing I was thinking of too ā Iāve been on Monzo since August, so perhaps not long enough for a full yearly review?
Like having your very own limo party!
ā¦ Maybe I should get a Sparks card!?
I donāt think it would have quite the same novelty if all of us received the same message that we spent most of our money on bills.
Feeling all nostalgic after seeing mine. I distinctly remember the feeling I got after looking at my first monthās summary in Monzo and realising how much money I was wasting buying breakfast and lunch in the canteen
No ill feelings about the many pints bought after work at The Sheephaven Bay though
My Top 4 of 5 āEating Outā places are the coffee shops I visit daily on my way to work, or near my houseā¦
And entertainment has the pubs closest to home and workā¦ Clearly I need to venture out more!
Considering that Monzo want their users to go FULL Monzo like I did in 2017 why is this report only showing card transactions as itās ignoring all my Bills and DDās which is 80% of the transactions on my account.
So this report is a bit useless for me.
Iāve thought from the start that Monzo needs to separate out types of spending more effectively. Direct debits and debit cards do very different things, but the transactions are all in thy same feed anyway.
Stats by transaction type then category/subcategory would be nice. By payee would also be useful for me
More or less spam for some. Looks like you get the email, even if you donāt have enough data
Really nice in a lot of ways, a great feature. Increased my temptation to go full Monzo.
I agree with some other points made:
For me, ranking on total spend rather than number of transactions would provide better insight.
Payments sent/received doesnāt make sense as it should include all payments.
Having this monthly would be great too, and yes please for in Joint Accounts.
And some other thoughts:
Personalised categories would make this immensely powerful.
Info of Pots would be good/encouraging, e.g. targets reached.
Really great start to this.
Looking at all the year in Monzo posts on twitter thereās a small fortune to be made teaching people how to cook rather than eating out all the time
90% of mine was from the burger van at my old jobā¦ OOPS.
After chatting this through with COps, it appears that even when committed spending is categorised it wonāt show as anything other than commmitted spending. So wonāt show in summary and therefore wouldnāt show in the āYear in Monzoā.
Itās a little disappointing as most of my spending is ācommittedā and that skews the report
I donāt think I used moon pig more than twice all year? The pub being the main expenditure- apart from paying the Amex.
I wonder if itās just a random shop? All the other sentences have āmostlyā but that shopping one just states that you shopped there, which you did.
Perhaps if theyāre not going to do a credit card, they could offer this analysis on other credit cards. As Iāve said before, itās great analysis, but itās not worth losing your air miles for.
Agreed. The benefits of my American Express - air miles mostly, but also purchase protection, emergency assistance and travel insurance - for no cost arenāt worth the analysis Monzo give.
Frequency renders most of my report useless as I spend tiny amounts often.
Should mostly be on percentage spent and then it would make more sense. Could have one screen for ānumber of timesā.