No one said everything in life has to be free .
Monzo have the ability produce much better premium offerings that should be paid for.
In this case it is free elsewhere and provided as a better service elsewhere. Simple.
That is the interesting question and my worry for using Monzo into the future.
It looks like while redeveloping Plus, Monzo grabbed every project being developed and pushed it into it to the detriment of the core offering.
I plan to try Plus on Tuesday, but it is not because I care for this credit score option.