I’ve been using money wiz for years to monitor my spending and one thing they have that I use most frequently is ‘scheduled’ Transactions.
I’m not sure I use it as intended but, I’d like to see a list of bills that I am expecting to go out and a total, this lets me compare with my current balance to see what’s actually left.
Although targets sort of does this, it’s more general, currently I have a list of specific bills and amounts that I am expecting to come out and this gives me a real expectation of what is left afterwards, rather than a budget which is more of managing your everyday spending.
The scheduling in money wiz decreases the expected amount throughout the month as each transaction goes out from the list.
Let me know what you think?