Scheduled payments and direct debits collide

Help Bug Reports
1

Issue:

Details to reproduce: have payments scheduled to go out of a particular pot. On the same day as the payment, have payment scheduled to go into that same pot. The feed will show you have double payments leaving your account on that pay date.

Eg schedule £150 to go to DD pot. Have £150 scheduled to be paid on the same day as the pot payment and to be paid from that same pot.

The feed will show £300 payments scheduled and not calculate correctly

OS: iOS
Device: iphone 12
App Version:

Screenshots:

2

You have £150 scheduled to go into a Direct Debit pot. You also have £150 worth of DD’s coming out of that pot on the same day.

£150 + £150 = £300. There is £300 of scheduled payments.

Unless I am missing something, the app is correct, as you have £300 worth of payments.

Hopefully this helps.

1 Like
3

I kind of get where the OP is coming from, and also where Jared is coming from.

If I pay out £150 and move £150 in the net movement in that pot is £0
However that other £150 came from somewhere so the total movement was £300

4

The issue is this

I have £150 in my account and £0 in my pot.
I’m transferring £150 to the pot and then a payment of £150 is being taken from that pot on the same day.

The app will tell me I do not have enough money to cover my payments when I actually do.

Technically, I get that it’s two payments out, but if it’s counting payments coming out of my pot in the expenses, it should also count payments coming in to my pot as income to balance against.

This is a real scenario I face every month when paid. I get paid on the 1st and many of my direct debits are on the same day, so every month I’m notified that I do not have enough money to make payments in the app due to double counting.