Just in case I wanted to keep it I suppose
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There’s also the all-in-one card (which I have) that has cashback and no FX fees but no current account requirement:
For anyone considering the paid all in one card (not the Edge one), Breakeven between the 0.5% paid Santander card and the free Barclaycard at 0.25% seems to be about £1,200 a month (although my maths might be off), where they both pay you £36 a year. Although I’d personally want more from a paid card than a free one. Plus there is still Chase for purchases that don’t need s75.
I intend to ditch my Santander Edge CC once the 12 months is up.
I have ample alternatives in my possession already.
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Not exactly surprising. It’s pretty clear Santander isn’t fully impressed with how the UK business is performing.
https://www.reuters.com/business/finance/santander-uk-chair-william-vereker-step-down-2025-01-28/
Odd thing with Santander. Their emails appear to be on some sort of mega lag. Investment placed over a month ago just got an acknowledgement email. Credit card correspondence came weeks after I was already using the card out and about!
I wasn’t sure where to put this, as it deals with fraud. But the article is specifically about Santander, so I guess here will do.
And, yes, I did scroll up to see if it had already been posted - though I haven’t checked every other thread.
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Does anybody know whether Santander credit check for additional current accounts?
Seems like they are being more positive about the UK than they would be if they were considering leaving (no need for comments a week after the original article as well), and basically said what we all thought about these sorts of reviews being commonplace.
Not sure but they definitely don’t when changing account types.
I think the app has had a slight update. The transaction information layout is slightly different and shows which account and card was used now. Fairly sure it wasn’t like this before.
“For existing customers opening an additional current account in the same name, a credit check is not performed each time. ^JM”
Seems they are the same as LBG then, but just not widely known to be so within the forums
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Whats the app like to use? Never had experience with Santander for a good number of years.
Does everything I want without any issues. Everything is where I’d want it to be so easy to navigate. Doesn’t have all the features (budgeting is basically non-existant) but has all the important stuff imo. Definitely improved recently as stuff took a bit longer to load when switching between screens but this seems to be basically instant for me now which I’m happy about
It’s well designed and advert free. Missing a few things (like adding cards directly to Apple Pay).
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Do get the odd life insurance advert at the top, but it’s small and easily dismissed
I’ve not seen any of those…is that still the case post-redesign?
Yep. Get one at the top for investment and life insurance but it isn’t very often
BRB closing
(This is a joke)
(Maybe)
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