Royal Bank of Scotland (RBS) Chat

It can be done in branch. To prevent money laundering and APP scams.

Again that’s daft when nearest one is 30/40 minutes drive away.

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Not really. The amount of kiddos that end up with CIFAS markers is insane.

Santander are willing to let your kiddo dance with the devil as are LBG brands. Which, include Bank of Scotland.

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Must be something to control that, like being able to pay parents that opened the account with them.

Trying to find a way for my son to transfer monies back if needed. Workarounds on a plate except cash or branch.

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Nope. If you can convince a branch to set you up as a payee, as opposed to just making a single payment. That’ll work. Since the online banking website technically doesn’t restrict existing payees, BUT it’s up to them and if they understand that distinction.

Most other banks excluding those I mentioned have the same restrictions for Under 16s.

It’s your son’s account, not yours. (That’s an important distinction between the Resolve and Rooster offerings!)

I understand that but with money management comes “Make a payment” I didn’t mean control the account but control who they can make a payment too, if they are restricting not being able to make a payment this is a core function of “his” bank account

For example;

Child will earn monies by doing chores
Child receives monies at end of month
Works out what is needed to be paid ie we pay Xbox and Phone contract so he then pays us back via bank transfer, this shows he’s earnt the money, managed it in his account, learnt what he needs to do to earn more, responsibility of making a payment on time.

I guess the solution is “get parents added as payees”.

RBS has made the travel account requirements clearer in the app which is good to see

That is if the Travel Account tile even shows for you

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It still does not for me :sweat_smile:

And is that with a non-silly Sort Code?

Silly sort code here. I also have a non silly sort code.

I’m waiting for a resolution to my complaint about it all and will CASS out the silly one to Chase possibly.

Then see how we get on as they have no excuses.

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I still don’t think I’m missing out by not having the Travel Account visible but now wondering if there’s anything else that I might (not) be missing :joy:

Oh for sure. It’s principle. I’ll never use it.

The terms are XYZ, I have XYZ. Where is it.

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I only just recently got the tile. Didn’t show beforehand.

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He can pay XBOX via the card and Phone via direct debit. I know it says you can’t have a DD but you can. Thus resolving the issue

SIM card is under my account to get the multi-sim discounts.

You can have the carrier split the direct debit. Talkmobile do this for my brother.