Royal Bank of Scotland (RBS) Chat

At least you have Manchester and Liverpool not that far away! Imagine South Wales

But this has nothing to do with sort codes. Offers are usually targeted London because of the perception that it’s where money is. Amex offers are the same.

1 Like

I don’t think it’s so much that but rather that the staff that do these deals live/work in or near London.

Generally with all banks these offers seem London specific, just how it is.

I can confirm (was away camping).
After another full day it switched to the C&Co design and while I was away a new C&Co card arrived so thankfully on the nicer design card still!

Now fully switched from Lloyds! Should be it for a few years unless Monzo packages come near the RBS/NatWest level.
Breakdown, Home Emergency and the added extras are worth a similar cost due to cashback back.

1 Like

Thank God,
RBS finally get rid of his ugly double premier card design follow NatWest

2 Likes

What was the previous design you had?

this one @BankABob

Ah that one! Not a fan favourite!

3 Likes

Good to see the DRS up to £5k not lowering.

5 Likes

Where is this from?

Apologies, just had an email about it.

1 Like

Ah, interesting! I’m just really curious if the Ulster Loyalty Saver is going to go down

1 Like

Ulster is unfortunately heading down to 4.75% from 14th Oct.

Sad :frowning:

Still a higher rate than Marcus and similar mainstream savings accounts so I’m happy to stay put. But it’s a shame.

One teeny-tiny BoE rate cut, and banks are quick to apply much bigger cuts to people’s savings…

4 Likes

Corporate greed will always prevail.

1 Like

Which rate is falling by more than 0.25%?

Chase, Ulster

1 Like

Chase has tracked the base rate. So the only Natwest Group one is that single outlier Ulster account, and it’ll stay ahead of the base rate until October…

I don’t think there’s really much of a case that we’re being stung disproportionately here, unlike Santander with their ‘fixed term but not fixed rate’ rubbish, when they hadn’t even waited for the bank to cut their rate (which they were completely entitled to do, just left a bitter taste).

So what’s with Resolve accounts not being able to make a payment if under 16… surely that’s the whole point of money management.

1 Like